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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

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Zopa Fixed term savings account reviews (1795)

Experience has been extremely good.

5
Experience has been extremely good. Reviewed on: 9th January 2024

95 day locked account

5
Love being able to lock money away as trying to save for a new car Reviewed on: 9th January 2024

Good interest rate on an ISA.

5
Good interest rate on an ISA. App is easy to use and the connection to my bank is very convenient. Reviewed on: 9th January 2024

Smart savings with Zopa

5
Zopa are very competitive with their savings rates and is enhanced by their ability to communicate regularly with customers Reviewed on: 9th January 2024

Exellent Customer Service.

5
Exellent Customer Service. Diverse portfolio of products. Competitive products. Easy and simple to navigate app. Reviewed on: 9th January 2024

Easy to use ...

5
Easy to use and many products available to suit customer needs Reviewed on: 9th January 2024

It’s really simple to create pots, and easy to manag...

5
It’s really simple to create pots, and easy to manage money Reviewed on: 9th January 2024

The best savings scheme on the market!

5
Very easy to set up, very clear information and very easy to deposit and withdraw money. Reviewed on: 9th January 2024

A great way to save

5
A great way to save, simple, easy access. Straight forward transactions! Reviewed on: 9th January 2024

Good customer service and easy to use app

5
Good customer service and easy to use app Reviewed on: 9th January 2024

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