Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1790)

Easy to use ...

5
Easy to use and many products available to suit customer needs Reviewed on: 9th January 2024

It’s really simple to create pots, and easy to manag...

5
It’s really simple to create pots, and easy to manage money Reviewed on: 9th January 2024

The best savings scheme on the market!

5
Very easy to set up, very clear information and very easy to deposit and withdraw money. Reviewed on: 9th January 2024

A great way to save

5
A great way to save, simple, easy access. Straight forward transactions! Reviewed on: 9th January 2024

Good customer service and easy to use app

5
Good customer service and easy to use app Reviewed on: 9th January 2024

Simple and intuitive

5
Simple and intuitive to use &. Best rates on the UK scene when I wanted to invest. Reviewed on: 9th January 2024

Clear and Easy App to Navigate

5
Easy to use app. Good choice of financial products with excellent interest rates. Reviewed on: 9th January 2024

A clean, concise site with regular updates.

5
A clean, concise site with regular updates. Interest is added monthly giving added incentive to safe - you don’t have to wait a year to find out how much interest you have accrued. Reviewed on: 9th January 2024

MY ZOPA EXPERIENCE

5
IT WAS VERY EASY TO OPEN AN ACCOUNT WITH THEM, VERY EASY TO RUN THE ACCOUNT, THE APP IS CLEARLY SET OUT AND EASY TO USE AND VERY GOOD INTEREST RATES Reviewed on: 9th January 2024

Excellent interest rates.

5
Excellent interest rates. Extremely easy to use app.good choice of products and excellent service provided when needed. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1454 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5792 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7494 reviews
    Zopa
    View all products