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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Great speedy service.

5
Great speedy service. Thorough with good communication Reviewed on: 9th January 2024

Fixed rate savings

5
A highly professional, efficient and customer friendly organisation Reviewed on: 9th January 2024

Superb bank

5
Excellent service and always keep you up to date . Good offers for saving and great credit card Reviewed on: 9th January 2024

Briiliant

5
am very happy, with my ISA in Zopa, this allows me to save and earn interest Reviewed on: 9th January 2024

Excellent saving rates and great service

5
Excellent saving rates and great service Reviewed on: 9th January 2024

Experience has been extremely good.

5
Experience has been extremely good. Reviewed on: 9th January 2024

95 day locked account

5
Love being able to lock money away as trying to save for a new car Reviewed on: 9th January 2024

Good interest rate on an ISA.

5
Good interest rate on an ISA. App is easy to use and the connection to my bank is very convenient. Reviewed on: 9th January 2024

Smart savings with Zopa

5
Zopa are very competitive with their savings rates and is enhanced by their ability to communicate regularly with customers Reviewed on: 9th January 2024

Exellent Customer Service.

5
Exellent Customer Service. Diverse portfolio of products. Competitive products. Easy and simple to navigate app. Reviewed on: 9th January 2024

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