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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Love the app

5
Love the app it's really easy to use and intuitive. I have recommended zopa to elderly relatives who also found the app really simple to use and understand the types of accounts and how much the interest rate is per account type. Reviewed on: 10th January 2024

Easy to use online service.

5
Easy to use online service. Great interest rates. Interest earned shown ‘as you go’. Reviewed on: 10th January 2024

Happiest couple

5
I was getting married I needed a top on my wedding money to make it a special occasion and I applied for a loan and it was easy to apply and I’ve not had any problems with Zopa at all and I’m really happy with all my dealings with yourselfs Reviewed on: 9th January 2024

Just a streamlined easy process.

5
Just a streamlined easy process. Happy dog Reviewed on: 9th January 2024

Great account facility and even greater interest rates.

5
Saving account was super easy to open and to manage and the interest rates are some of the best on the market. I also love that I can name my various accounts. Reviewed on: 9th January 2024

Great speedy service.

5
Great speedy service. Thorough with good communication Reviewed on: 9th January 2024

Fixed rate savings

5
A highly professional, efficient and customer friendly organisation Reviewed on: 9th January 2024

Superb bank

5
Excellent service and always keep you up to date . Good offers for saving and great credit card Reviewed on: 9th January 2024

Briiliant

5
am very happy, with my ISA in Zopa, this allows me to save and earn interest Reviewed on: 9th January 2024

Excellent saving rates and great service

5
Excellent saving rates and great service Reviewed on: 9th January 2024

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