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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Easy to use , brilliant savings rate

Easy to use , brilliant savings rate Reviewed on: 10th January 2024

Easy to use

Easy to use website with clear information and instructions. Competitive rates. Reviewed on: 10th January 2024

Fast and efficient with transfers

Fast and efficient with transfers Reviewed on: 10th January 2024

Easy to use app and good options for separate pots w...

Easy to use app and good options for separate pots with higher interest rates Reviewed on: 10th January 2024

Very helpful and a great experience with zopa

Very helpful and a great experience with zopa Reviewed on: 10th January 2024

Love the app

Love the app it's really easy to use and intuitive. I have recommended zopa to elderly relatives who also found the app really simple to use and understand the types of accounts and how much the interest rate is per account type. Reviewed on: 10th January 2024

Easy to use online service.

Easy to use online service. Great interest rates. Interest earned shown ‘as you go’. Reviewed on: 10th January 2024

Happiest couple

I was getting married I needed a top on my wedding money to make it a special occasion and I applied for a loan and it was easy to apply and I’ve not had any problems with Zopa at all and I’m really happy with all my dealings with yourselfs Reviewed on: 9th January 2024

Just a streamlined easy process.

Just a streamlined easy process. Happy dog Reviewed on: 9th January 2024

Great account facility and even greater interest rates.

Saving account was super easy to open and to manage and the interest rates are some of the best on the market. I also love that I can name my various accounts. Reviewed on: 9th January 2024

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