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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.87 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Never Look Back!

I recently opened an account with Zopa off the bank of a recommendation for a friend and I wouldn't look back! I have used their money saving pots as well as linked my other bank accounts in order to keep track of spending so I no longer could be without it. Reviewed on: 19th February 2024

Zopa for the long haul

Been with Zopa for years years. First got a loan. Now have savings with them. Good interest on savings and low interest on the lone. Reviewed on: 6th February 2024

Zopa is very easy to use

Zopa is very easy to set up and use - I find their rates are generally very competitive. Reviewed on: 30th January 2024

Best rates and website.

I've been with Zopa for years now & have both Savings and lending. They have the best rates and the best website. Reviewed on: 30th January 2024

It's not a secret.

What's to tell? It's all good.. A binary answer is good or bad. Good in this case means excellent. Reviewed on: 27th January 2024

So easy So competitive

So easy to join and such a competitive savings rate Reviewed on: 23rd January 2024

great and surprising

I have been a customer for just a year I think it so easy to use the Zopa app for investments an saving great to see how your money grows from month to month Reviewed on: 15th January 2024

The website is so easy to use and the rates are very...

The website is so easy to use and the rates are very good Reviewed on: 15th January 2024

Very easy to save money with Zopa

Very easy to save money with Zopa I have three savings accounts with them which are very easy to access and use Reviewed on: 15th January 2024

I honestly did not expect to get a credit card or...

I honestly did not expect to get a credit card or a loan as my credit score is not great at all Reviewed on: 15th January 2024

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