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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

So easy So competitive

So easy to join and such a competitive savings rate Reviewed on: 23rd January 2024

great and surprising

I have been a customer for just a year I think it so easy to use the Zopa app for investments an saving great to see how your money grows from month to month Reviewed on: 15th January 2024

The website is so easy to use and the rates are very...

The website is so easy to use and the rates are very good Reviewed on: 15th January 2024

Very easy to save money with Zopa

Very easy to save money with Zopa I have three savings accounts with them which are very easy to access and use Reviewed on: 15th January 2024

I honestly did not expect to get a credit card or...

I honestly did not expect to get a credit card or a loan as my credit score is not great at all Reviewed on: 15th January 2024

Best savings account I found

Always had a great service, instant access means instant access! Recommended to friends and family without hesitation Reviewed on: 12th January 2024

I love Zopa - easy to use-I am seeing my savings grow!

I love my Zopa app- it is so easy to use and I am seeing my savings grow! I feel confident my money is in safe hands too. I love the options to put my savings in locked pots and short term pots with ease. Have been very vocal about it to all my friends and family! Reviewed on: 12th January 2024

Why zopa is the bank to use

Very easy app to use, very efficient updating of any money transfers. Zopa has repeated responded to bank of England rate rises increasing the variable rate unlike alot of other organisations. Very impressed with this service. Reviewed on: 12th January 2024

good interest rate easy to use app

good interest rate easy to use app Reviewed on: 11th January 2024

Simple, Flexible, Great rates!

Simple opening process. Great flexibility to manage savings with good interest rates. Reviewed on: 11th January 2024

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