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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Zopa is very easy to use

Zopa is very easy to set up and use - I find their rates are generally very competitive. Reviewed on: 30th January 2024

Best rates and website.

I've been with Zopa for years now & have both Savings and lending. They have the best rates and the best website. Reviewed on: 30th January 2024

It's not a secret.

What's to tell? It's all good.. A binary answer is good or bad. Good in this case means excellent. Reviewed on: 27th January 2024

So easy So competitive

So easy to join and such a competitive savings rate Reviewed on: 23rd January 2024

great and surprising

I have been a customer for just a year I think it so easy to use the Zopa app for investments an saving great to see how your money grows from month to month Reviewed on: 15th January 2024

The website is so easy to use and the rates are very...

The website is so easy to use and the rates are very good Reviewed on: 15th January 2024

Very easy to save money with Zopa

Very easy to save money with Zopa I have three savings accounts with them which are very easy to access and use Reviewed on: 15th January 2024

I honestly did not expect to get a credit card or...

I honestly did not expect to get a credit card or a loan as my credit score is not great at all Reviewed on: 15th January 2024

Best savings account I found

Always had a great service, instant access means instant access! Recommended to friends and family without hesitation Reviewed on: 12th January 2024

I love Zopa - easy to use-I am seeing my savings grow!

I love my Zopa app- it is so easy to use and I am seeing my savings grow! I feel confident my money is in safe hands too. I love the options to put my savings in locked pots and short term pots with ease. Have been very vocal about it to all my friends and family! Reviewed on: 12th January 2024

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