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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
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0%
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0%
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0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

As it says on the tin.

5
As it says on the tin. what else can i say Reviewed on: 29th February 2024

Great App

5
Easy to use app and easy to set up an account. Transfers of monies are also managed with ease. Reviewed on: 29th February 2024

Solid trustworthy banking

5
Very good easy to understand service , with excellent staff Reviewed on: 29th February 2024

App very easy to use easy to transfer monies around...

5
App very easy to use easy to transfer monies around Reviewed on: 29th February 2024

Very easy to use app.

5
Very easy to use app. Good rates on savings and all easily explained and a easily to navigate the app. Simple yet effective to use Reviewed on: 29th February 2024

Excellent rates very competitive

5
Excellent rates very competitive Reviewed on: 29th February 2024

..Long Term Investor with Zops

5
I have been with Zopacfor several years, initially with P2Ps investment and have remained with them since then. Excellent bank to deal with. Reviewed on: 25th February 2024

So easy!

5
Easy to use app, good interest rates, no complaints Reviewed on: 23rd February 2024

Never Look Back!

5
I recently opened an account with Zopa off the bank of a recommendation for a friend and I wouldn't look back! I have used their money saving pots as well as linked my other bank accounts in order to keep track of spending so I no longer could be without it. Reviewed on: 19th February 2024

Zopa for the long haul

5
Been with Zopa for years years. First got a loan. Now have savings with them. Good interest on savings and low interest on the lone. Reviewed on: 6th February 2024

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