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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Really easy app to use, straightforward language, ea...

Really easy app to use, straightforward language, easy to understand, love it! Reviewed on: 29th February 2024

Found the banking app easy to use and quick withdraw...

Found the banking app easy to use and quick withdrawals to nominates accounts Reviewed on: 29th February 2024

Competitive savings rates, always increased as bank...

Competitive savings rates, always increased as bank of England rates increased, easy to make withdrawals etc Reviewed on: 29th February 2024

I love the range of products and the separate pots a...

I love the range of products and the separate pots and options for savings Reviewed on: 29th February 2024

Zopa was very easy to set up and notified me of any...

Zopa was very easy to set up and notified me of any changes. Reviewed on: 29th February 2024

Top rates that are alteredVery happy Customer

Top rates that are altered quickly according to the market. Easy to speak to a knowledgeable person quicky rather than negotiate the infuriating shenanigans of a bot! simple, competitive and straightforward sum up Zopa service well! Very happy customer. Reviewed on: 29th February 2024

Found out about Zopa via moneysavingexpert and it tu...

Found out about Zopa via moneysavingexpert and it turns out to be even better than I expected Reviewed on: 29th February 2024

As it says on the tin.

As it says on the tin. what else can i say Reviewed on: 29th February 2024

Great App

Easy to use app and easy to set up an account. Transfers of monies are also managed with ease. Reviewed on: 29th February 2024

Solid trustworthy banking

Very good easy to understand service , with excellent staff Reviewed on: 29th February 2024

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