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Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Best out there

5
Love Zopa never takes but always gives ...Great interest rates. Easy to save and watch your money grow and Zopa gives updates on how to get the most from your savings Reviewed on: 29th February 2024

Very efficient service and easy to use Web site.

5
Very efficient service and easy to use Web site. Reviewed on: 29th February 2024

Easy to use website and excellent savings rates

5
Easy to use website and excellent savings rates Reviewed on: 29th February 2024

Really easy app to use, straightforward language, ea...

5
Really easy app to use, straightforward language, easy to understand, love it! Reviewed on: 29th February 2024

Found the banking app easy to use and quick withdraw...

5
Found the banking app easy to use and quick withdrawals to nominates accounts Reviewed on: 29th February 2024

Competitive savings rates, always increased as bank...

5
Competitive savings rates, always increased as bank of England rates increased, easy to make withdrawals etc Reviewed on: 29th February 2024

I love the range of products and the separate pots a...

5
I love the range of products and the separate pots and options for savings Reviewed on: 29th February 2024

Zopa was very easy to set up and notified me of any...

5
Zopa was very easy to set up and notified me of any changes. Reviewed on: 29th February 2024

Top rates that are alteredVery happy Customer

4
Top rates that are altered quickly according to the market. Easy to speak to a knowledgeable person quicky rather than negotiate the infuriating shenanigans of a bot! simple, competitive and straightforward sum up Zopa service well! Very happy customer. Reviewed on: 29th February 2024

Found out about Zopa via moneysavingexpert and it tu...

5
Found out about Zopa via moneysavingexpert and it turns out to be even better than I expected Reviewed on: 29th February 2024

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