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Zopa: Fixed term savings account reviews

4.87
Based on 1,795 reviews, last reviewed 12th Jun 2026
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026
Barbora M's avatar
Barbora M

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Efficient and easy to use

5
Zopa offers competitive rates, has a simple to use App and i have recommend to family and friends. Moving money around is easy and efficient. Reviewed on: 29th February 2024

Wow Zopa are brilliant.

5
Wow Zopa are brilliant. I wouldn’t go anywhere else now it’s so simple and easy to see what is happening with all your money. I have used them for loans , credit cards and savings and I just look after all of it in one place . The app is so easy to use. I don’t want to go anywhere else now . Keep up the great work Zopa thank you Reviewed on: 29th February 2024

Easy phone app

5
I started off with a smart saver and have since opened a fixed rate Isa. Everything has been so easy. Have the app on my phone and love it. Reviewed on: 29th February 2024

I found the experience easy and save

5
I found the experience easy and save Reviewed on: 29th February 2024

Can't fault Zopa

5
Excellent interest rates, brilliant and quick customer service and great saving incentive. I recommend Zopa to everyone. I love the pots you can set up for saving. Reviewed on: 29th February 2024

Easy app

5
Great app and easy to use. Very comparable with the market. Reviewed on: 29th February 2024

Zopa a leader in online banking.

5
One useful aspect is that Zopa use Faster transfer to your linked bank account, so cash transferred re done in minutes. Reviewed on: 29th February 2024

The interest on the saving plans are very good

5
The interest on the saving plans are very good Reviewed on: 29th February 2024

Great rates and good clear user friendly app

5
Great rates and good clear user friendly app Reviewed on: 29th February 2024

Easy to use online, straight forward

5
Easy to use online, straight forward Reviewed on: 29th February 2024

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