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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1793 reviews)

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4.92

Based on 1,793 reviews, last reviewed 17th Apr 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1793)

Easy phone app

I started off with a smart saver and have since opened a fixed rate Isa. Everything has been so easy. Have the app on my phone and love it. Reviewed on: 29th February 2024

I found the experience easy and save

I found the experience easy and save Reviewed on: 29th February 2024

Can't fault Zopa

Excellent interest rates, brilliant and quick customer service and great saving incentive. I recommend Zopa to everyone. I love the pots you can set up for saving. Reviewed on: 29th February 2024

Easy app

Great app and easy to use. Very comparable with the market. Reviewed on: 29th February 2024

Zopa a leader in online banking.

One useful aspect is that Zopa use Faster transfer to your linked bank account, so cash transferred re done in minutes. Reviewed on: 29th February 2024

The interest on the saving plans are very good

The interest on the saving plans are very good Reviewed on: 29th February 2024

Great rates and good clear user friendly app

Great rates and good clear user friendly app Reviewed on: 29th February 2024

Easy to use online, straight forward

Easy to use online, straight forward Reviewed on: 29th February 2024

5 star service

Easy to set up the account, great interests rates, very professional service Reviewed on: 29th February 2024

Easy to access, pots feature is brilliant

Easy to access, pots feature is brilliant Reviewed on: 29th February 2024

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