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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.92 (1790 reviews)

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4.92

Based on 1,790 reviews, last reviewed 5th Feb 2026

500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

Started as one of the best notice accounts interest...

Started as one of the best notice accounts interest wise. Very easy to set up and manage. Sadly the rate didn’t keep up with other accounts on the market. Reviewed on: 29th February 2024

Multiple pots and an ISA

Have multiple ‘pots’ and an ISA with Zopa the interest rate options are great and the app is brilliant to use. Very happy with this new way of banking. Reviewed on: 29th February 2024

I was looking for flexible and fixed savings accounts.

I was looking for flexible and fixed savings accounts. Zopa provided both with very good and competitive interest rates all within a very easy to use app. Reviewed on: 29th February 2024

Excellent App, competitive saving rates,

Excellent App, competitive saving rates, good and focused communications on new products/services. Reviewed on: 29th February 2024

I have been saving with Zopa for many years and find...

I have been saving with Zopa for many years and find them an excellent company. Reviewed on: 29th February 2024

Efficient and easy to use

Zopa offers competitive rates, has a simple to use App and i have recommend to family and friends. Moving money around is easy and efficient. Reviewed on: 29th February 2024

Wow Zopa are brilliant.

Wow Zopa are brilliant. I wouldn’t go anywhere else now it’s so simple and easy to see what is happening with all your money. I have used them for loans , credit cards and savings and I just look after all of it in one place . The app is so easy to use. I don’t want to go anywhere else now . Keep up the great work Zopa thank you Reviewed on: 29th February 2024

Easy phone app

I started off with a smart saver and have since opened a fixed rate Isa. Everything has been so easy. Have the app on my phone and love it. Reviewed on: 29th February 2024

I found the experience easy and save

I found the experience easy and save Reviewed on: 29th February 2024

Can't fault Zopa

Excellent interest rates, brilliant and quick customer service and great saving incentive. I recommend Zopa to everyone. I love the pots you can set up for saving. Reviewed on: 29th February 2024

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