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Zopa: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.870610181008287293 (1795 reviews)

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4.87

Based on 1,795 reviews, last reviewed 12th Jun 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great account I've been very pleased with the interest rate Zopa offers on their savings account, and the app interface is clean and intuitive. Reviewed on: 12th June 2026

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023

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About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1795)

Excellent App with good rates.

Excellent App with good rates. Ability to move money quickly and efficiently helps maximise your interest. Reviewed on: 29th February 2024

Great for saving and loans investing and getting goo...

Great for saving and loans investing and getting good returns for your money Reviewed on: 29th February 2024

Easy app to use and good interest rates that increas...

Easy app to use and good interest rates that increase quickly after BoE base rate changes. Reviewed on: 29th February 2024

Great people to deal with.

Great people to deal with. App is very easy to use Reviewed on: 29th February 2024

Very easy to use website

Very easy to use website to view account, deposit and withdraw money. Reviewed on: 29th February 2024

Started as one of the best notice accounts interest...

Started as one of the best notice accounts interest wise. Very easy to set up and manage. Sadly the rate didn’t keep up with other accounts on the market. Reviewed on: 29th February 2024

Multiple pots and an ISA

Have multiple ‘pots’ and an ISA with Zopa the interest rate options are great and the app is brilliant to use. Very happy with this new way of banking. Reviewed on: 29th February 2024

I was looking for flexible and fixed savings accounts.

I was looking for flexible and fixed savings accounts. Zopa provided both with very good and competitive interest rates all within a very easy to use app. Reviewed on: 29th February 2024

Excellent App, competitive saving rates,

Excellent App, competitive saving rates, good and focused communications on new products/services. Reviewed on: 29th February 2024

I have been saving with Zopa for many years and find...

I have been saving with Zopa for many years and find them an excellent company. Reviewed on: 29th February 2024

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