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Zopa: Fixed term savings account reviews

4.92
Based on 1,790 reviews, last reviewed 5th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great rates and very helpful staff, easy to use app Great rates and very helpful staff, easy to use app Reviewed on: 5th February 2026
Maria's avatar
Maria

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Fixed term savings account reviews (1790)

quick to respond easy lay out on app

5
quick to respond easy lay out on app Reviewed on: 8th January 2024

Very good product, high interest rate, easy to acces...

5
Very good product, high interest rate, easy to access through app Reviewed on: 8th January 2024

Great rates and easy app

5
Easy to use app, great choice of fixed term products Reviewed on: 8th January 2024

Good savings rates and a variety of products from lo...

5
Good savings rates and a variety of products from long to short term savings Reviewed on: 8th January 2024

Easy to use software

5
The software is very easy to use - the interest rates are applied asap and basically it does what it says on the tin! Reviewed on: 8th January 2024

Easy, friendly company

5
Such an easy, friendly company to deal with and a wonderful App. Their communications are timely and informative and I feel comfortable with my money being with this provider. Have recommended to several family members Reviewed on: 8th January 2024

User friendly app with great products

5
The app is extremely user friendly. Great range of products and rates Reviewed on: 8th January 2024

Excellent product choice

5
Excellent product choice and closely follows the Bank of England rate rises. Reviewed on: 8th January 2024

It’s easy to open an account, easy to navigate and c...

5
It’s easy to open an account, easy to navigate and check balances, withdraw and add money to your savings account. Interest is very competitive. Reviewed on: 8th January 2024

Best Savings Account!

5
Brillant and straightforward. Instant access to monthly interest. Reviewed on: 8th January 2024

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