Smart Money People Logo

Zopa: Fixed term savings account reviews

4.92
Based on 1,793 reviews, last reviewed 17th Apr 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
7%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super easy app! Easy to use the app and set up my account in minutes. Card came through quickly. Overall super easy to use! Reviewed on: 17th April 2026
Debbie's avatar
Debbie

Latest lowest rating:

1

Customer service is an oxymoron Zopa is a fine company if you want to put money in and get a nice return. However, dont try and contact the customer service on their portal - It is a... Read more Reviewed on: 30th March 2023
Les Burrow's avatar
Les Burrow

About this product

Zopa offer fixed term savings accounts so you can put away a lump sum for one to five years and know exactly what interest rate you’ll get.

You can start saving in a Zopa fixed term savings account with a minimum balance of £1,000. Zopa pay interest on your money as soon as it reaches your account.

Zopa’s fixed term savings reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Fixed term savings account now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Fixed term savings account reviews (1793)

Excellent product choice

5
Excellent product choice and closely follows the Bank of England rate rises. Reviewed on: 8th January 2024

It’s easy to open an account, easy to navigate and c...

5
It’s easy to open an account, easy to navigate and check balances, withdraw and add money to your savings account. Interest is very competitive. Reviewed on: 8th January 2024

Best Savings Account!

5
Brillant and straightforward. Instant access to monthly interest. Reviewed on: 8th January 2024

Fast and easy user interface with good terms

5
Fast and easy user interface with good terms Reviewed on: 8th January 2024

Moved from p2p to fixed term banking, always easy to...

5
Moved from p2p to fixed term banking, always easy to deal with but my only grouse is that I am unable to withdraw part of my funds Reviewed on: 8th January 2024

Excellent way to save money for an unexpected expens...

5
Excellent way to save money for an unexpected expense or a future purchase. Reviewed on: 8th January 2024

So easy to start saving, clear simple guidelines

5
So easy to start saving, clear simple guidelines Reviewed on: 8th January 2024

Easy fast dynamic good service with excellent reward...

5
Easy fast dynamic good service with excellent rewards in the marketplace Reviewed on: 8th January 2024

It is very easy contacting Zopa, their website is us...

5
It is very easy contacting Zopa, their website is user friendly and reliable. Excellent all around service and experience from Zopa. Reviewed on: 8th January 2024

Has to be the most simplest APPS for a Bank love it.

5
Has to be the most simplest APPS for a Bank love it. Reviewed on: 8th January 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44338 reviews
    Zopa
    View all products