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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Zopa doopa

5
Extremely quick decision and kept informed all the way through Reviewed on: 15th April 2026

Very fast service.

5
It was all done very fast and I am very pleased with the service I received. Reviewed on: 15th April 2026

New to Zopa , what a great experience

5
New to Zopa but what an easy , hassle free experience. Did everything on line no problem Money in bank quickly Would definitely recommend Reviewed on: 15th April 2026

Very easy to use and amazing value for money

5
Very easy to use and amazing value for money Reviewed on: 15th April 2026

Straight forward from start to finish highly recomm...

5
Straight forward from start to finish highly recommended Reviewed on: 15th April 2026

Very satisfied, wonderful service, I applied and wit...

5
Very satisfied, wonderful service, I applied and within some hours, the money came in. Reviewed on: 15th April 2026

Happy with the service provided, efficient help and...

5
Happy with the service provided, efficient help and support Reviewed on: 15th April 2026

Really easy to deal with, up front about cost and re...

5
Really easy to deal with, up front about cost and repayment options Reviewed on: 15th April 2026

My personal loan with you has saved me over 9K from...

5
My personal loan with you has saved me over 9K from my last lender Tandem, had lots of issues with them and always too a long time to sort, With you its been amazing quick answers if I have questions, if I over pay it tells me my next payment new amount and future payments, Probably the best lender I've ever used, and the banking app is also good, cash back on DD up to a set amount. Reviewed on: 15th April 2026

User Friendly App

5
Easy application, and reassuring that I received a phone call to confirm it was me making the application Reviewed on: 15th April 2026

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review