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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I had a very pleasant experience with zopa, they are...

I had a very pleasant experience with zopa, they are very friendly and cooperative, I recommend zopa with confidence Reviewed on: 15th April 2026

Easy to do business with, quick & efficient, they ke...

Easy to do business with, quick & efficient, they kept me informed during the process. Reviewed on: 15th April 2026

Zopa gave me the funds to open up life.

Zopa gave me the funds to open up life. Grateful for fast and efficient service. Highly recommended Reviewed on: 15th April 2026

Smooth process.

Smooth process. Robust checks. Good communication Reviewed on: 15th April 2026

The bank that keeps on giving.

My experience had been positive from the start. I had a loan sorted very quickly, with updates keeping me informed from month to month. I get offered special rates as an existing customer. What’s not to like, I would most definitely refer on to family and friends and have done so already.my positive experience with Xops ban Reviewed on: 15th April 2026

The whole process of applying for the loan was seamless

The whole process of applying for the loan to the money arriving in my account was seamless and allowed me to go next day and purchase the car I had reserved. Reviewed on: 15th April 2026

Very fast response and efficient service

Very fast response and efficient service Reviewed on: 15th April 2026

Very supportive without being condescending to an ol...

Very supportive without being condescending to an older customer Reviewed on: 15th April 2026

Loan application easy service first class

Loan application easy service first class Reviewed on: 15th April 2026

Obtaining my loan with Zopa wasn’t difficult at all.

Obtaining my loan with Zopa wasn’t difficult at all. The application process was straightforward, with clear financial and personal questions that were easy to complete. The loan was approved the same day, and the money was paid into my account on that very day, which was extremely convenient. The interest rate is also reasonable and not too high considering the length of the loan period. Reviewed on: 15th April 2026

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