Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very happy with my zopa loan cheapest loan company b...

Very happy with my zopa loan cheapest loan company by far Reviewed on: 15th April 2026

Pretty straightforward transaction

Pretty straightforward , quick response and reasonable interest rate Reviewed on: 15th April 2026

Zopa loan is quick and easy to apply .

Zopa loan is quick and easy to apply . Reviewed on: 15th April 2026

my account

Had no problems, staff were helpful Reviewed on: 15th April 2026

Application easy.

Application easy. App is so easy to navigate. great rates. Haven't needed to call so I can't comment on customer service. Overall I am very happy with Zopa Reviewed on: 15th April 2026

Excellent service, Easy to deal with

Excellent service, Easy to deal with Reviewed on: 15th April 2026

Favorite financial service provider.

Since I got a loan , zopa has been my favorite loan provider with Fair and lower APR. Their website is simple and easy to use. I will definitely refer zopa to my friends and continue to borrow from them need arises. Reviewed on: 15th April 2026

Perfection

Excellent all round can't fault them Reviewed on: 15th April 2026

Easy platform to use for making applications

Easy platform to use for making applications Reviewed on: 15th April 2026

No problems

Never had a problem using zopa always good offers and serice Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from TSB 4.01 from 23 reviews
Loans
from Derbyshire Community Bank 0.00 from 0 reviews
Personal loan (discontinued)
from GiffGaff Money (inactive company) 4.21 from 5 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub