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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

New to Zopa , what a great experience

New to Zopa but what an easy , hassle free experience. Did everything on line no problem Money in bank quickly Would definitely recommend Reviewed on: 15th April 2026

Very easy to use and amazing value for money

Very easy to use and amazing value for money Reviewed on: 15th April 2026

Straight forward from start to finish highly recomm...

Straight forward from start to finish highly recommended Reviewed on: 15th April 2026

Very satisfied, wonderful service, I applied and wit...

Very satisfied, wonderful service, I applied and within some hours, the money came in. Reviewed on: 15th April 2026

Happy with the service provided, efficient help and...

Happy with the service provided, efficient help and support Reviewed on: 15th April 2026

Really easy to deal with, up front about cost and re...

Really easy to deal with, up front about cost and repayment options Reviewed on: 15th April 2026

My personal loan with you has saved me over 9K from...

My personal loan with you has saved me over 9K from my last lender Tandem, had lots of issues with them and always too a long time to sort, With you its been amazing quick answers if I have questions, if I over pay it tells me my next payment new amount and future payments, Probably the best lender I've ever used, and the banking app is also good, cash back on DD up to a set amount. Reviewed on: 15th April 2026

User Friendly App

Easy application, and reassuring that I received a phone call to confirm it was me making the application Reviewed on: 15th April 2026

Highly recommended.

I have had a brilliant experience with Zopa, ive never had any issues, they only lend when it is affordable and make sure it is the right loan. They were easy to contact and provided a solution almost immediately. Reviewed on: 15th April 2026

Absolutely Amazing.

Never had any issues only good experience. From being accepted for loan the whole process was easy and stress free cannot recommend them enough. If you need to contact for any reason again it's just easy and efficient. Not enough praise. Thankyou Zopa Reviewed on: 15th April 2026

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