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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa loan is quick and easy to apply .

Zopa loan is quick and easy to apply . Reviewed on: 15th April 2026

my account

Had no problems, staff were helpful Reviewed on: 15th April 2026

Application easy.

Application easy. App is so easy to navigate. great rates. Haven't needed to call so I can't comment on customer service. Overall I am very happy with Zopa Reviewed on: 15th April 2026

Excellent service, Easy to deal with

Excellent service, Easy to deal with Reviewed on: 15th April 2026

Favorite financial service provider.

Since I got a loan , zopa has been my favorite loan provider with Fair and lower APR. Their website is simple and easy to use. I will definitely refer zopa to my friends and continue to borrow from them need arises. Reviewed on: 15th April 2026

Perfection

Excellent all round can't fault them Reviewed on: 15th April 2026

Easy platform to use for making applications

Easy platform to use for making applications Reviewed on: 15th April 2026

No problems

Never had a problem using zopa always good offers and serice Reviewed on: 15th April 2026

Zopa doopa

Extremely quick decision and kept informed all the way through Reviewed on: 15th April 2026

Very fast service.

It was all done very fast and I am very pleased with the service I received. Reviewed on: 15th April 2026

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