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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great value for money

Was able to get the loan I needed, very good Apr compared to some. And easy to apply Reviewed on: 15th April 2026

Sorted my car finance with pretty much one phone cal...

Sorted my car finance with pretty much one phone call faultless Reviewed on: 15th April 2026

Straight forward easy company to

Straight forward easy company to Reviewed on: 15th April 2026

Fabulous Financial Company!

Such an easy process and so quick at getting a decision. Wouldn’t hesitate to recommend Zopa. Their app is perfect and it’s easy to make extra payments. Reviewed on: 15th April 2026

Excellent service and ease of use

Excellent service and ease of use Reviewed on: 15th April 2026

Very easy and quick to sort.

Very easy and quick to sort. Very professional Reviewed on: 15th April 2026

Za has been very quick and fair.

Za has been very quick and fair. Money was transferred almost immediately. Zohar has given all the information that I require to enable me to meet my commitments. Reviewed on: 15th April 2026

Ery easy to apply and you get money immediately zop...

Ery easy to apply and you get money immediately zopa can help any people who needs help for money. Reviewed on: 15th April 2026

Great product and service

Great product ansd service, easy to use Reviewed on: 15th April 2026

Super easy to apply for

Super easy to apply, got an answer in minutes and when accepted the money was in my bank within minutes Reviewed on: 15th April 2026

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