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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Loan bargains

Very easy to apply, great deal , easy to monitor and pay back the loan Reviewed on: 15th April 2026

Zopa perfect

I’ve used Zopa on a few occasions, always helpful and most efficient Reviewed on: 15th April 2026

Very good and fluid UI system.

Very good and fluid UI system. Really quick money in the bank within an hour of completing the loan form Reviewed on: 15th April 2026

Excellent, quick efficient and straightforward.

Excellent, quick efficient and straightforward. Reviewed on: 15th April 2026

Ease of use

It is easy to navigate the app and easy to apply for accounts as everything in one place Reviewed on: 15th April 2026

everything really clear

The app is very easy to use with everything really clear Reviewed on: 15th April 2026

Straightforward service

A very easy company to use and easy application too! Reviewed on: 15th April 2026

Great value for money

Was able to get the loan I needed, very good Apr compared to some. And easy to apply Reviewed on: 15th April 2026

Sorted my car finance with pretty much one phone cal...

Sorted my car finance with pretty much one phone call faultless Reviewed on: 15th April 2026

Straight forward easy company to

Straight forward easy company to Reviewed on: 15th April 2026

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