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Zopa: Personal loan reviews

4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Straight forward easy company to

5
Straight forward easy company to Reviewed on: 15th April 2026

Fabulous Financial Company!

5
Such an easy process and so quick at getting a decision. Wouldn’t hesitate to recommend Zopa. Their app is perfect and it’s easy to make extra payments. Reviewed on: 15th April 2026

Excellent service and ease of use

5
Excellent service and ease of use Reviewed on: 15th April 2026

Very easy and quick to sort.

5
Very easy and quick to sort. Very professional Reviewed on: 15th April 2026

Za has been very quick and fair.

5
Za has been very quick and fair. Money was transferred almost immediately. Zohar has given all the information that I require to enable me to meet my commitments. Reviewed on: 15th April 2026

Ery easy to apply and you get money immediately zop...

5
Ery easy to apply and you get money immediately zopa can help any people who needs help for money. Reviewed on: 15th April 2026

Great product and service

5
Great product ansd service, easy to use Reviewed on: 15th April 2026

Super easy to apply for

5
Super easy to apply, got an answer in minutes and when accepted the money was in my bank within minutes Reviewed on: 15th April 2026

Very happy with my zopa loan cheapest loan company b...

5
Very happy with my zopa loan cheapest loan company by far Reviewed on: 15th April 2026

Pretty straightforward transaction

5
Pretty straightforward , quick response and reasonable interest rate Reviewed on: 15th April 2026

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