Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I passed without any problems, all questions asked w...

I passed without any problems, all questions asked were easily covered because I have a spread sheet of expenses. Reviewed on: 15th April 2026

Fantastic service base on my experience

Fantastic base on my experience. Reviewed on: 15th April 2026

Quick response to loans rates very fair.

Quick response to loans rates very fair. I got good deal money went in bank so quickly. Zorpa keep you informed and update with payments and can clear early by paying extra if you wish. And know judgments. Brilliant would definitely recommend Reviewed on: 15th April 2026

Loan bargains

Very easy to apply, great deal , easy to monitor and pay back the loan Reviewed on: 15th April 2026

Zopa perfect

I’ve used Zopa on a few occasions, always helpful and most efficient Reviewed on: 15th April 2026

Very good and fluid UI system.

Very good and fluid UI system. Really quick money in the bank within an hour of completing the loan form Reviewed on: 15th April 2026

Excellent, quick efficient and straightforward.

Excellent, quick efficient and straightforward. Reviewed on: 15th April 2026

Ease of use

It is easy to navigate the app and easy to apply for accounts as everything in one place Reviewed on: 15th April 2026

everything really clear

The app is very easy to use with everything really clear Reviewed on: 15th April 2026

Straightforward service

A very easy company to use and easy application too! Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Monzo 4.80 from 130 reviews
Personal Loans
from Lending Works 4.07 from 7 reviews
Loans
from Commsave Credit Union 4.11 from 2 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub