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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa great loan provider

After providing all required documents, Zopa make very fast decision and transfer the money to my account same day. There is Zopa app which will help you to control your money, pay extra payments towards your loan. Reviewed on: 15th April 2026

Excellent service

Highly recommended great customer service instant response and decision Reviewed on: 15th April 2026

Every interaction I have had with Zopa has been bril...

Every interaction I have had with Zopa has been brilliant! Reviewed on: 15th April 2026

applied for a loan

applied for a loan, was given the decision more or less immediately and had super fast service. Reviewed on: 15th April 2026

Easy application and then excellent follow up by cus...

Easy application and then excellent follow up by customer services Reviewed on: 15th April 2026

Quick and very easy.

Quick and very easy. Interest could be better. Reviewed on: 15th April 2026

We all need help..

I will always use Zopa as i always have cheers Reviewed on: 15th April 2026

Hassle free personal loan

Arranging a personal loan with Zopa was quick and easy and at competitive rates. Reviewed on: 15th April 2026

Customer friendly quick response to my application &...

Customer friendly quick response to my application & money transferred without issue. Reviewed on: 15th April 2026

Easy process fast lending and good apr%

Easy process fast lending and good apr% Reviewed on: 15th April 2026

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