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Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

rapid service

5
cash was in mu bank before i even got the email to say i had been excepted Reviewed on: 7th March 2026

Excellent and very quick process

5
Excellent and very quick process Reviewed on: 7th March 2026

Fast effective service.

5
Fast effective service. Great custom service with friendly advisors. Reviewed on: 7th March 2026

Great customer service

5
Great customer service, very competitive rates always kept upto date Reviewed on: 7th March 2026

2 loans brilliant company

5
Applied for loans both on bank account within the hour app works well and very easy to use comparable rates Reviewed on: 7th March 2026

10/10 for Zopa

5
The Zopa application process as so easy and I had money in the bank really quickly. The app is great and I love seeing how much I have paid. It is great motivation. Reviewed on: 7th March 2026

Absolutely Amazing very fast and very easy to fill t...

5
Absolutely Amazing very fast and very easy to fill the application on line very quick response would definitely recommend too anyone works around all your requirements sorted out everything for me and I’m so grateful Reviewed on: 7th March 2026

Personal Loan.

5
So quick and easy using the app. Had my personal loan all sorted within an hour Reviewed on: 7th March 2026

Great customer service.

5
Great customer service. Easy application process, no problems Reviewed on: 7th March 2026

Received funds really quick!

5
Very fast money transfer. Really easy Online account to view your balance and make overpayments. There are other tools to help keep you money savvy! Reviewed on: 7th March 2026

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