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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

applied for a loan

applied for a loan, was given the decision more or less immediately and had super fast service. Reviewed on: 15th April 2026

Easy application and then excellent follow up by cus...

Easy application and then excellent follow up by customer services Reviewed on: 15th April 2026

Quick and very easy.

Quick and very easy. Interest could be better. Reviewed on: 15th April 2026

We all need help..

I will always use Zopa as i always have cheers Reviewed on: 15th April 2026

Hassle free personal loan

Arranging a personal loan with Zopa was quick and easy and at competitive rates. Reviewed on: 15th April 2026

Customer friendly quick response to my application &...

Customer friendly quick response to my application & money transferred without issue. Reviewed on: 15th April 2026

Easy process fast lending and good apr%

Easy process fast lending and good apr% Reviewed on: 15th April 2026

I passed without any problems, all questions asked w...

I passed without any problems, all questions asked were easily covered because I have a spread sheet of expenses. Reviewed on: 15th April 2026

Fantastic service base on my experience

Fantastic base on my experience. Reviewed on: 15th April 2026

Quick response to loans rates very fair.

Quick response to loans rates very fair. I got good deal money went in bank so quickly. Zorpa keep you informed and update with payments and can clear early by paying extra if you wish. And know judgments. Brilliant would definitely recommend Reviewed on: 15th April 2026

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