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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Every interaction I have had with Zopa has been bril...

Every interaction I have had with Zopa has been brilliant! Reviewed on: 15th April 2026

applied for a loan

applied for a loan, was given the decision more or less immediately and had super fast service. Reviewed on: 15th April 2026

Easy application and then excellent follow up by cus...

Easy application and then excellent follow up by customer services Reviewed on: 15th April 2026

Quick and very easy.

Quick and very easy. Interest could be better. Reviewed on: 15th April 2026

We all need help..

I will always use Zopa as i always have cheers Reviewed on: 15th April 2026

Hassle free personal loan

Arranging a personal loan with Zopa was quick and easy and at competitive rates. Reviewed on: 15th April 2026

Customer friendly quick response to my application &...

Customer friendly quick response to my application & money transferred without issue. Reviewed on: 15th April 2026

Easy process fast lending and good apr%

Easy process fast lending and good apr% Reviewed on: 15th April 2026

I passed without any problems, all questions asked w...

I passed without any problems, all questions asked were easily covered because I have a spread sheet of expenses. Reviewed on: 15th April 2026

Fantastic service base on my experience

Fantastic base on my experience. Reviewed on: 15th April 2026

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