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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Zopa are a brilliant loan provider.

5
Zopa are a brilliant loan provider. They are fair and have good offers. I have used them twice and would 100% recommend them to anyone. Everytime I’ve spoken to someone they have been friendly, professional and polite. Their services and app are very easy to use and are very quick. Reviewed on: 15th April 2026

it is a custoer focused company .

5
it is a custoer focused company . competitive interest rate .well known estabilished. Reviewed on: 15th April 2026

Great Service Provided

5
I’ve been with zopa for over a year, when i had struggles they helped me with a reduced plan. Great company Reviewed on: 15th April 2026

I was struggling financially after a break up and zo...

5
I was struggling financially after a break up and zopa helped me get my finances back in control and helped me buy myself a new car Reviewed on: 15th April 2026

Very good and quick and slick.

5
Very good and quick and slick. Very impressive Reviewed on: 15th April 2026

Agents excellent very helpful and courteous

5
Agents excellent very helpful and courteous Reviewed on: 15th April 2026

Very easy and straightforward.

5
Very easy and straightforward. easy process and money paid in no time Reviewed on: 15th April 2026

Professional and speedy servcie

5
My load was agreed was agreed really quickly and the application was easy to complete and at a very competitive interest rate. Would recommend to friends and family . Reviewed on: 15th April 2026

Straight forward wasn’t use service with intuitive APP

5
Straight forward wasn’t use service with intuitive APP Reviewed on: 15th April 2026

Very easy to use site, quick decisions and money in...

5
Very easy to use site, quick decisions and money in my bank very quickly. Kept informed at every stage, all questions answered Reviewed on: 15th April 2026

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