Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

New kid on the banking block!

Really good banking so, everything’s so easy to use, the range of services on offer is varied. Everything is explained in really easy to understand terms no blinding with jargon going on which is really refreshing. I applied for a loan and from the start of the application to when the money hit my account couldn’t have been no more than 10 minutes in total!! Now that’s fast! Reviewed on: 15th April 2026

Great savings interest rates

Accounts are easy to open, interest on current account balance and great savings account rates. Reviewed on: 15th April 2026

Doesn't suck my eyeballs out!

Great app. They've helped me get what I need. Easy to pay online. Helpful staff. No silly charges! Reviewed on: 15th April 2026

Zopa are a brilliant loan provider.

Zopa are a brilliant loan provider. They are fair and have good offers. I have used them twice and would 100% recommend them to anyone. Everytime I’ve spoken to someone they have been friendly, professional and polite. Their services and app are very easy to use and are very quick. Reviewed on: 15th April 2026

it is a custoer focused company .

it is a custoer focused company . competitive interest rate .well known estabilished. Reviewed on: 15th April 2026

Great Service Provided

I’ve been with zopa for over a year, when i had struggles they helped me with a reduced plan. Great company Reviewed on: 15th April 2026

I was struggling financially after a break up and zo...

I was struggling financially after a break up and zopa helped me get my finances back in control and helped me buy myself a new car Reviewed on: 15th April 2026

Very good and quick and slick.

Very good and quick and slick. Very impressive Reviewed on: 15th April 2026

Agents excellent very helpful and courteous

Agents excellent very helpful and courteous Reviewed on: 15th April 2026

Very easy and straightforward.

Very easy and straightforward. easy process and money paid in no time Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Great Western Credit Union 4.74 from 2040 reviews
Loan
from Fair For You 4.86 from 8024 reviews
Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.83 from 6807 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub