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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very easy to use site, quick decisions and money in...

Very easy to use site, quick decisions and money in my bank very quickly. Kept informed at every stage, all questions answered Reviewed on: 15th April 2026

Very good rate !!!!

Very good rate !!!! Is better then my bank account Reviewed on: 15th April 2026

Very good and straightforward answer interm of any q...

Very good and straightforward answer interm of any questions Reviewed on: 15th April 2026

to understand and the app helps to keep an eye...

Easy to understand and the app helps to keep an eye on things, quick answers and availability to contact if needed. Very useful app and fair interest rates I have used zopa before reliable easy to accessed support if needed no fuss just great service. Reviewed on: 15th April 2026

Had a couple of loans off them, straight forward app...

Had a couple of loans off them, straight forward application and money paid in bank within minutes of approval Reviewed on: 15th April 2026

good guidance throughout the process and quick decision

good guidance throughout the process and quick decision Reviewed on: 15th April 2026

Interest rates should be lower than they are currently.

Interest rates should be lower than they are currently. Reviewed on: 15th April 2026

Easy application no lengthy questions, Very fast dec...

Easy application no lengthy questions, Very fast decision making & money in my account with in 2 hours. Reviewed on: 15th April 2026

Zopa great loan provider

After providing all required documents, Zopa make very fast decision and transfer the money to my account same day. There is Zopa app which will help you to control your money, pay extra payments towards your loan. Reviewed on: 15th April 2026

Excellent service

Highly recommended great customer service instant response and decision Reviewed on: 15th April 2026

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