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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Excellant service

it was very easy and seamless not stressfull in anyway and very quick Reviewed on: 15th April 2026

The customer service has been excellent

The customer service has been excellent Reviewed on: 15th April 2026

Excellent service, very professional and efficient.

Excellent service, very professional and efficient. Would recommend. Reviewed on: 15th April 2026

Quick and easy application, answered a few questions...

Quick and easy application, answered a few questions with a very nice advisor, done painlessly. Reviewed on: 15th April 2026

Quick and easy to follow procedure.

Quick and easy to follow procedure. Reviewed on: 15th April 2026

Easy and quick service value for money

Easy and quick service value for money Reviewed on: 15th April 2026

Zoopa. Thee best.

From the very beginning dealing with Zoopa as a bank has been first rate. From savings ISA and personal loans the best by a long way. Reviewed on: 15th April 2026

New kid on the banking block!

Really good banking so, everything’s so easy to use, the range of services on offer is varied. Everything is explained in really easy to understand terms no blinding with jargon going on which is really refreshing. I applied for a loan and from the start of the application to when the money hit my account couldn’t have been no more than 10 minutes in total!! Now that’s fast! Reviewed on: 15th April 2026

Great savings interest rates

Accounts are easy to open, interest on current account balance and great savings account rates. Reviewed on: 15th April 2026

Doesn't suck my eyeballs out!

Great app. They've helped me get what I need. Easy to pay online. Helpful staff. No silly charges! Reviewed on: 15th April 2026

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