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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Always innovating, always great value.

Always innovating, always great value. The company is always trying new products which are industry leading. Glad to be customer. Reviewed on: 15th April 2026

Applying

When a applying I found the app very useful and was told within minutes , following the instructions on the app was so easy to use and it made me feel at ease Reviewed on: 15th April 2026

Quick and easy, couldn’t be happier

Quick and easy, couldn’t be happier Reviewed on: 15th April 2026

Excellant service

it was very easy and seamless not stressfull in anyway and very quick Reviewed on: 15th April 2026

The customer service has been excellent

The customer service has been excellent Reviewed on: 15th April 2026

Excellent service, very professional and efficient.

Excellent service, very professional and efficient. Would recommend. Reviewed on: 15th April 2026

Quick and easy application, answered a few questions...

Quick and easy application, answered a few questions with a very nice advisor, done painlessly. Reviewed on: 15th April 2026

Quick and easy to follow procedure.

Quick and easy to follow procedure. Reviewed on: 15th April 2026

Easy and quick service value for money

Easy and quick service value for money Reviewed on: 15th April 2026

Zoopa. Thee best.

From the very beginning dealing with Zoopa as a bank has been first rate. From savings ISA and personal loans the best by a long way. Reviewed on: 15th April 2026

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