Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Got this loan so I could consolidate my debt into on...

Got this loan so I could consolidate my debt into one affordable monthly payment instead of paying multiple I’ve saved £££ doing this and it didn’t take long take long to do on line just a few questions and the money was in my account so I’ve payed them off now and what a relief it was I would highly recommend Zopa fast and affordable gets a 10 out of 10 from me Reviewed on: 16th April 2026

Fast service without any complications.

Fast service without any complications. Reviewed on: 15th April 2026

Effective

Quick. Easy. Efficient. Very manageable monthly repayments Reviewed on: 15th April 2026

Simply Miles above the rest great customer service a...

Simply Miles above the rest great customer service and quick at deciding Reviewed on: 15th April 2026

Managing your loans

Advice on loans has been good and when further loans become available I receive offers When I receive information on paying off loans early the information is readily available Reviewed on: 15th April 2026

By far the best financial provider. Honestly!

Great rates, quick decision with the ability to manage loan and savings products all on one app which has great functionality. Reviewed on: 15th April 2026

Application process was a breeze.

Super quick and easy to apply. Money was in the bank within 20 minutes. Reviewed on: 15th April 2026

Have credit card and 2 loans.

Have credit card and 2 loans. Have found the process incredibly smooth and swift. Reviewed on: 15th April 2026

Probably the best personal finance solution

Zopa has provided financing for me at the perfect moment and at the best rate relating to my personal circumstances. I would recommend Zopa. Reviewed on: 15th April 2026

Had no issues at all & very easy to apply for.

Had no issues at all & very easy to apply for. Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Lending Works 4.07 from 7 reviews
Personal loans
from Reevo 4.81 from 744 reviews
Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub