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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy, couldn’t be happier

Quick and easy, couldn’t be happier Reviewed on: 15th April 2026

Excellant service

it was very easy and seamless not stressfull in anyway and very quick Reviewed on: 15th April 2026

The customer service has been excellent

The customer service has been excellent Reviewed on: 15th April 2026

Excellent service, very professional and efficient.

Excellent service, very professional and efficient. Would recommend. Reviewed on: 15th April 2026

Quick and easy application, answered a few questions...

Quick and easy application, answered a few questions with a very nice advisor, done painlessly. Reviewed on: 15th April 2026

Quick and easy to follow procedure.

Quick and easy to follow procedure. Reviewed on: 15th April 2026

Easy and quick service value for money

Easy and quick service value for money Reviewed on: 15th April 2026

Zoopa. Thee best.

From the very beginning dealing with Zoopa as a bank has been first rate. From savings ISA and personal loans the best by a long way. Reviewed on: 15th April 2026

New kid on the banking block!

Really good banking so, everything’s so easy to use, the range of services on offer is varied. Everything is explained in really easy to understand terms no blinding with jargon going on which is really refreshing. I applied for a loan and from the start of the application to when the money hit my account couldn’t have been no more than 10 minutes in total!! Now that’s fast! Reviewed on: 15th April 2026

Great savings interest rates

Accounts are easy to open, interest on current account balance and great savings account rates. Reviewed on: 15th April 2026

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