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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Effective

Quick. Easy. Efficient. Very manageable monthly repayments Reviewed on: 15th April 2026

Simply Miles above the rest great customer service a...

Simply Miles above the rest great customer service and quick at deciding Reviewed on: 15th April 2026

Managing your loans

Advice on loans has been good and when further loans become available I receive offers When I receive information on paying off loans early the information is readily available Reviewed on: 15th April 2026

By far the best financial provider. Honestly!

Great rates, quick decision with the ability to manage loan and savings products all on one app which has great functionality. Reviewed on: 15th April 2026

Application process was a breeze.

Super quick and easy to apply. Money was in the bank within 20 minutes. Reviewed on: 15th April 2026

Have credit card and 2 loans.

Have credit card and 2 loans. Have found the process incredibly smooth and swift. Reviewed on: 15th April 2026

Probably the best personal finance solution

Zopa has provided financing for me at the perfect moment and at the best rate relating to my personal circumstances. I would recommend Zopa. Reviewed on: 15th April 2026

Had no issues at all & very easy to apply for.

Had no issues at all & very easy to apply for. Reviewed on: 15th April 2026

Always innovating, always great value.

Always innovating, always great value. The company is always trying new products which are industry leading. Glad to be customer. Reviewed on: 15th April 2026

Applying

When a applying I found the app very useful and was told within minutes , following the instructions on the app was so easy to use and it made me feel at ease Reviewed on: 15th April 2026

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