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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Great company

Was so easy to set up my loan as thi is my second loan from them Reviewed on: 16th April 2026

Quick and efficient

Quick and efficient, it’s was quick to apply for and quiet a decision instantly. I am kept up to date and the information is easy to understand. Reviewed on: 16th April 2026

If I miss a payment you just take it a couple of day...

If I miss a payment you just take it a couple of days later …no drama or charges Reviewed on: 16th April 2026

Best Bank

Zopa has always been there for me Reviewed on: 16th April 2026

Process Made easy

No issues at all. Process made easy Reviewed on: 16th April 2026

Straight to it

Fast and efficient quick response and delivery Reviewed on: 16th April 2026

I am now on your my second loan with Zopa for large...

I am now on your my second loan with Zopa for large purchases. A breath of fresh air on interest rates, especially after a previous bank charged me 19k interest on a 20k loan (now paid off, thankfully). easy transactions and great app to help keep track of things. Reviewed on: 16th April 2026

Excellent excellent zopa is better than most banks

Excellent zopa is better than most banks Reviewed on: 16th April 2026

Clear, helpful and supportive application process wi...

Clear, helpful and supportive application process with realistic payment plan to follow. Great customer service. Thank you. Reviewed on: 16th April 2026

Simplicity is Key

Very fast and easy to understand application and approval process Reviewed on: 16th April 2026

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