Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

View other Zopa products

4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68048)

Loan application fast easy process

Loan application fast easy process no hard forms to complete decision in days excellent rates offered 1st class service i wouldn't use anyone else. Reviewed on: 7th March 2026

No fuss.

No fuss. Efficient friendly service. Reviewed on: 7th March 2026

No Hassle

Easy to apply quick response no hassle Reviewed on: 7th March 2026

Quick and simple

My loan was approved quickly and the funds transferred to my bank account in less than 10 minutes. Brilliant service Reviewed on: 7th March 2026

Best value I could find.

Best value I could find. I paid off a more expensive loan which was the cheapest my wife could find. My loan was paid into my bank within about 3 days. Reviewed on: 7th March 2026

Easy to setup great comunication and you can control...

Easy to setup great comunication and you can control every thing thruogh the app no hided extras. Reviewed on: 7th March 2026

Very good service available for the items

Very good service available at any time Reviewed on: 7th March 2026

It was a nice experience.

It was a nice experience.very quick and easy to apply Reviewed on: 7th March 2026

Immediate response and easy to follow

Immediate response and easy to follow Reviewed on: 7th March 2026

Straight forward experience.

Straight forward experience.My experience with Zopa was simple, clear, and generally positive. The application process was easy to follow, with each step explained in plain language. I was able to check my eligibility quickly without affecting my credit score, which helped me decide whether to proceed. Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Admiral 4.77 from 1396 reviews
Short-term loan
from Mr Lender 4.86 from 8304 reviews
Personal Loan
from Barclays 3.95 from 105 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub