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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Superb service

I applied for a small loan and after completing my application the money was in my account within 5 minutes outstanding service Reviewed on: 16th April 2026

ZOPA loan Really quick and easy phone app works well.

Really quick and easy phone app works well. Reviewed on: 16th April 2026

Best out there .

Best price on loan and is very easy and fast to setup online . Reviewed on: 16th April 2026

Fast, easy and approachable.

Fast, easy and approachable. Very pleased with the service. Reviewed on: 16th April 2026

Easy and quick from applying to receiving payments

Easy and quick from applying to receiving payments Reviewed on: 16th April 2026

Everytime i speak to ZOPA it is quick efficient and...

Everytime i speak to ZOPA it is quick efficient and excellent customer service Reviewed on: 16th April 2026

Professional and friendly service

The team are always willing to listen and assist and always conduct themselves professionally Reviewed on: 16th April 2026

Zopa are good and definitely would recommend them to...

Zopa are good and definitely would recommend them to friends and family Reviewed on: 16th April 2026

Zopa is fast and reliable and is my go to loan provi...

Zopa is fast and reliable and is my go to loan provider Reviewed on: 16th April 2026

No fuss, quick and easy application.

No fuss, quick and easy application. Reviewed on: 16th April 2026

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