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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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Zopa Personal loan reviews (69090)

Fast, easy and approachable.

Fast, easy and approachable. Very pleased with the service. Reviewed on: 16th April 2026

Easy and quick from applying to receiving payments

Easy and quick from applying to receiving payments Reviewed on: 16th April 2026

Everytime i speak to ZOPA it is quick efficient and...

Everytime i speak to ZOPA it is quick efficient and excellent customer service Reviewed on: 16th April 2026

Professional and friendly service

The team are always willing to listen and assist and always conduct themselves professionally Reviewed on: 16th April 2026

Zopa are good and definitely would recommend them to...

Zopa are good and definitely would recommend them to friends and family Reviewed on: 16th April 2026

Zopa is fast and reliable and is my go to loan provi...

Zopa is fast and reliable and is my go to loan provider Reviewed on: 16th April 2026

No fuss, quick and easy application.

No fuss, quick and easy application. Reviewed on: 16th April 2026

Very easy to apply and git decision in no time...

Very easy to apply and git decision in no time Reviewed on: 16th April 2026

Simple and straightforward process simple process

Simple and straightforward process Reviewed on: 16th April 2026

Very fast and helpful.

Very fast and helpful. Easy to understand. Great app and information Reviewed on: 16th April 2026

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