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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Competitive Rates and a Quick, Hassle-Free Application

I was offered a very competitive interest rate compared to other mainstream banks I’ve been with for years. The loan application process was quick and straightforward. Reviewed on: 16th April 2026

Zopa finance

Provides a variety of products, easy to use and clear in what it does. App also easy to use, transferring money between accounts etc Reviewed on: 16th April 2026

I bought a car through financing with Zopa and I am...

I bought a car through financing with Zopa and I am very satisfied. Reviewed on: 16th April 2026

Exceptional business in a crowded sector

Have been a Zopa customer for some time and have been extremely happy with the quality of service. Their App and website are well designed and uncomplicated and their communication is exceptional, making it easy to understand their products, which are excellent ,and services in a transparent fashion. They are a stand out business, in a busy sector. Reviewed on: 16th April 2026

Very easy and to use the website and very good...

Very easy and to use the website and very good rates Reviewed on: 16th April 2026

Elizabeth.

Application easy to complete and customer service top notch. Reviewed on: 16th April 2026

Great Job

Used ZOPA in multiple occasion's, it's fast, efficient and never had any problems. Reviewed on: 16th April 2026

Superb service

I applied for a small loan and after completing my application the money was in my account within 5 minutes outstanding service Reviewed on: 16th April 2026

ZOPA loan Really quick and easy phone app works well.

Really quick and easy phone app works well. Reviewed on: 16th April 2026

Best out there .

Best price on loan and is very easy and fast to setup online . Reviewed on: 16th April 2026

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