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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Highly recommended.

I have had a brilliant experience with Zopa, ive never had any issues, they only lend when it is affordable and make sure it is the right loan. They were easy to contact and provided a solution almost immediately. Reviewed on: 15th April 2026

Absolutely Amazing.

Never had any issues only good experience. From being accepted for loan the whole process was easy and stress free cannot recommend them enough. If you need to contact for any reason again it's just easy and efficient. Not enough praise. Thankyou Zopa Reviewed on: 15th April 2026

I had a very pleasant experience with zopa, they are...

I had a very pleasant experience with zopa, they are very friendly and cooperative, I recommend zopa with confidence Reviewed on: 15th April 2026

Easy to do business with, quick & efficient, they ke...

Easy to do business with, quick & efficient, they kept me informed during the process. Reviewed on: 15th April 2026

Zopa gave me the funds to open up life.

Zopa gave me the funds to open up life. Grateful for fast and efficient service. Highly recommended Reviewed on: 15th April 2026

Smooth process.

Smooth process. Robust checks. Good communication Reviewed on: 15th April 2026

The bank that keeps on giving.

My experience had been positive from the start. I had a loan sorted very quickly, with updates keeping me informed from month to month. I get offered special rates as an existing customer. What’s not to like, I would most definitely refer on to family and friends and have done so already.my positive experience with Xops ban Reviewed on: 15th April 2026

The whole process of applying for the loan was seamless

The whole process of applying for the loan to the money arriving in my account was seamless and allowed me to go next day and purchase the car I had reserved. Reviewed on: 15th April 2026

Very fast response and efficient service

Very fast response and efficient service Reviewed on: 15th April 2026

Very supportive without being condescending to an ol...

Very supportive without being condescending to an older customer Reviewed on: 15th April 2026

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