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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

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4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68050)

It was very easy to follow the instructions to compl...

It was very easy to follow the instructions to complete the application. No judgement is always good Reviewed on: 6th March 2026

The application process was very easy and quick.

The application process was very easy and quick. The interest rate is also good so my overall experience was positive. Reviewed on: 6th March 2026

When I was going through serious financial difficult...

When I was going through serious financial difficulties, Zopa offered me a loan with a much more affordable interest rate than others. Their support meant a lot during a very stressful time and helped relieve a huge burden. I’m truly grateful for their help when I needed it most. Reviewed on: 6th March 2026

Loan approved with minimum worry.

Loan approved with minimum worry. Loan awarded in good time. This is an excellent firm and I would highly recommend them because they are efficient, helpful and courteous. Reviewed on: 6th March 2026

Fast efficient and easy to use process and funds in...

Fast efficient and easy to use process and funds in my account in less than an hour.. Reviewed on: 6th March 2026

Wonderful!

Wonderful experience great deal done Reviewed on: 6th March 2026

Quick and helpful responses.

Quick and helpful responses. Nhelped at a difficult time. Reviewed on: 6th March 2026

Incredible fast trustworthy excellent

Incredible fast trustworthy excellent Reviewed on: 6th March 2026

The process took a few days but they had to be sure...

The process took a few days but they had to be sure I could handle the loan and that all questions had been asked Reviewed on: 6th March 2026

Good honest loan provider who gives you cash in a flash

I have had a loan with Zopa and it was at a good rate Reviewed on: 6th March 2026

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