Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Loan application easy service first class

Loan application easy service first class Reviewed on: 15th April 2026

Obtaining my loan with Zopa wasn’t difficult at all.

Obtaining my loan with Zopa wasn’t difficult at all. The application process was straightforward, with clear financial and personal questions that were easy to complete. The loan was approved the same day, and the money was paid into my account on that very day, which was extremely convenient. The interest rate is also reasonable and not too high considering the length of the loan period. Reviewed on: 15th April 2026

My experience has been wonderful.

My experience has been wonderful. I am able to navigate with ease and get to the services that I need. Reviewed on: 15th April 2026

Really helpful and understanding.

Really helpful and understanding. Reviewed on: 15th April 2026

Very prompt service exalant

Very prompt service very helpful and honest company Reviewed on: 15th April 2026

Fast decisions and clear information

I have several loans with Zopa - they have always been clear and fair. No hidden costs. The app is great too and helps me keep track of repayments. I would highly recommend Zopa. Reviewed on: 15th April 2026

I am so grateful to know Zopa they are very good and...

I am so grateful to know Zopa they are very good and I would like to recommend them to everyone I know Reviewed on: 15th April 2026

Very easy to use and great customer service

Very easy to use and great customer service Reviewed on: 15th April 2026

Nice to work with you and good service

Nice to work with you and good service Reviewed on: 15th April 2026

Great smooth process to obtain a loan fantastic serv...

Great smooth process to obtain a loan fantastic service. Was extremly pleased with attitude of the person i spoke to, infact they were patient very good listener, was pleased to be givena loan as a bankZopa shines and gives much better service than my high street bank ++++ zopa Reviewed on: 15th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Leeds Credit Union 4.31 from 11 reviews
Logbook loan (discontinued)
from Easy Logbook Loan (inactive company) 4.29 from 19 reviews
Equity Crowdfunding (discontinued)
from Fireflock (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub