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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Really helpful and understanding.

Really helpful and understanding. Reviewed on: 15th April 2026

Very prompt service exalant

Very prompt service very helpful and honest company Reviewed on: 15th April 2026

Fast decisions and clear information

I have several loans with Zopa - they have always been clear and fair. No hidden costs. The app is great too and helps me keep track of repayments. I would highly recommend Zopa. Reviewed on: 15th April 2026

I am so grateful to know Zopa they are very good and...

I am so grateful to know Zopa they are very good and I would like to recommend them to everyone I know Reviewed on: 15th April 2026

Very easy to use and great customer service

Very easy to use and great customer service Reviewed on: 15th April 2026

Nice to work with you and good service

Nice to work with you and good service Reviewed on: 15th April 2026

Great smooth process to obtain a loan fantastic serv...

Great smooth process to obtain a loan fantastic service. Was extremly pleased with attitude of the person i spoke to, infact they were patient very good listener, was pleased to be givena loan as a bankZopa shines and gives much better service than my high street bank ++++ zopa Reviewed on: 15th April 2026

Great bank

Have got a credit card savings and bank account and all works well Reviewed on: 15th April 2026

A fair deal, good quality service on the app

A fair deal, good quality service on the app Reviewed on: 15th April 2026

Good loan experience

The application was so simple. The agent dealing with me was very knowledgeable and helpful. The decision was very prompt. Reviewed on: 15th April 2026

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