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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Good loan experience

The application was so simple. The agent dealing with me was very knowledgeable and helpful. The decision was very prompt. Reviewed on: 15th April 2026

Was easy to apply and less stressful

Was easy to apply and less stressful Reviewed on: 15th April 2026

Smooth, fast and accurate delivery.

Smooth, fast and accurate delivery. Sincere customer service with positive result. Easy set- up. No hiccups. Very happy with everything from start to finish. Reviewed on: 15th April 2026

Trusted Company .

What I like about Zopa is that they outline your borrowing options clearly.. Reviewed on: 15th April 2026

Zopa is number One.

No hassle, great App and brilliant to other loans multiple times for good customers. Reviewed on: 15th April 2026

Great service and speedy response

Easy on line application and speedy reply I had access to money as soon as approved also nice clear app for payments and account details Reviewed on: 15th April 2026

It was a very quick decision I received from Zopa.

It was a very quick decision I received from Zopa. Reviewed on: 15th April 2026

Very professional and quick response very happy

Very professional and quick response very happy Reviewed on: 15th April 2026

All fairly straightforward and if you need help to f...

All fairly straightforward and if you need help to fill in application on line ,friendly staff at end off the phone,quick response,would be recommending to family and friends,g to know that they also do credit cards and lots more. Reviewed on: 15th April 2026

Gave me 2 loans.

Gave me 2 loans. ! Excellent and fast for putting money on account with no delay x Reviewed on: 15th April 2026

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