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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great bank

Have got a credit card savings and bank account and all works well Reviewed on: 15th April 2026

A fair deal, good quality service on the app

A fair deal, good quality service on the app Reviewed on: 15th April 2026

Good loan experience

The application was so simple. The agent dealing with me was very knowledgeable and helpful. The decision was very prompt. Reviewed on: 15th April 2026

Was easy to apply and less stressful

Was easy to apply and less stressful Reviewed on: 15th April 2026

Smooth, fast and accurate delivery.

Smooth, fast and accurate delivery. Sincere customer service with positive result. Easy set- up. No hiccups. Very happy with everything from start to finish. Reviewed on: 15th April 2026

Trusted Company .

What I like about Zopa is that they outline your borrowing options clearly.. Reviewed on: 15th April 2026

Zopa is number One.

No hassle, great App and brilliant to other loans multiple times for good customers. Reviewed on: 15th April 2026

Great service and speedy response

Easy on line application and speedy reply I had access to money as soon as approved also nice clear app for payments and account details Reviewed on: 15th April 2026

It was a very quick decision I received from Zopa.

It was a very quick decision I received from Zopa. Reviewed on: 15th April 2026

Very professional and quick response very happy

Very professional and quick response very happy Reviewed on: 15th April 2026

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