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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

It was easy access and quick to help me I was strug...

It was easy access and quick to help me I was struggling at that time thank you Reviewed on: 15th April 2026

Life Saver

Ease of passage through to loan being accepted, no hard sale, excellent customer service & care Reviewed on: 15th April 2026

Great value

I have two loans. I got my money fast. Reviewed on: 15th April 2026

Very quick

Very quick, excellent customer support and service Reviewed on: 15th April 2026

100% customer orientated

A very simple application, easy to follow. A quick decision and payment. Thoroughly recommend. Reviewed on: 15th April 2026

The Loan ExpertsQuick and efficient service.

Quick and efficient service. No hassle. Reviewed on: 15th April 2026

Easy application process.

Very easy application process. Simple administration and oversight via the phone app. Clear payment information shown in regular communications. Reviewed on: 15th April 2026

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Zopa review

App really easy to navigate... Loan was competitive and easy to set up. Easy to manage on the app too. Reviewed on: 15th April 2026

Excellent app.

Good insights into personal finances. Easy to use add and good tips on how to improve your rating scores. Reviewed on: 15th April 2026

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