Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68050 reviews)

View other Zopa products

4.94

Based on 68,050 reviews, last reviewed 19th Mar 2026

273700% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service quick decision what's not to like Excellent service quick decision what's not to like Reviewed on: 19th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68050)

Great service fast and friendly and reliable would r...

Great service fast and friendly and reliable would recommend to anyone Reviewed on: 6th March 2026

Good it's good we i finished apply again

Good it's good we i finished apply again Reviewed on: 6th March 2026

Great experience from the start.

Great experience from the start. I was a bit uncertain on how the application process would go but I was quickly approved (I assume due to my good credit rating) and the money was paid into my account within minutes. Seems like a very fair experience which is exactly what I was looking for. Reviewed on: 6th March 2026

Excellent service and quick turnaround with very goo...

Excellent service and quick turnaround with very good rates. Reviewed on: 6th March 2026

Easy to use, always quick response

Easy to use, always quick response Reviewed on: 6th March 2026

Excellent Service

Quick easy application and speedy funds deposited into your account Reviewed on: 6th March 2026

Information about what is available is accurate and...

Information about what is available is accurate and approval very quick. All expectations exceeded. Reviewed on: 6th March 2026

Excellent service easy process and didn't have to wa...

Excellent service easy process and didn't have to wait to long for an answer Reviewed on: 6th March 2026

Fast efficient and friendly service, feel like a val...

Fast efficient and friendly service, feel like a valued customer and not just an account number. Reviewed on: 6th March 2026

Brilliant service

Very quick, no hassles took less than ten minutes would definitely recommend. They were brilliant, I paid extra on cards to pay them off but a loan was a simple way to clear them quickly. Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Conduit 4.82 from 353 reviews
Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews
Personal Loan
from Everyday Loans 4.85 from 4954 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub