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Zopa: Personal loan reviews

4.91
Based on 69,090 reviews, last reviewed 13th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026
Teri Barker's avatar
Teri Barker

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69090)

Was easy to apply and less stressful

5
Was easy to apply and less stressful Reviewed on: 15th April 2026

Smooth, fast and accurate delivery.

5
Smooth, fast and accurate delivery. Sincere customer service with positive result. Easy set- up. No hiccups. Very happy with everything from start to finish. Reviewed on: 15th April 2026

Trusted Company .

5
What I like about Zopa is that they outline your borrowing options clearly.. Reviewed on: 15th April 2026

Zopa is number One.

5
No hassle, great App and brilliant to other loans multiple times for good customers. Reviewed on: 15th April 2026

Great service and speedy response

5
Easy on line application and speedy reply I had access to money as soon as approved also nice clear app for payments and account details Reviewed on: 15th April 2026

It was a very quick decision I received from Zopa.

5
It was a very quick decision I received from Zopa. Reviewed on: 15th April 2026

Very professional and quick response very happy

5
Very professional and quick response very happy Reviewed on: 15th April 2026

All fairly straightforward and if you need help to f...

5
All fairly straightforward and if you need help to fill in application on line ,friendly staff at end off the phone,quick response,would be recommending to family and friends,g to know that they also do credit cards and lots more. Reviewed on: 15th April 2026

Gave me 2 loans.

5
Gave me 2 loans. ! Excellent and fast for putting money on account with no delay x Reviewed on: 15th April 2026

It was easy access and quick to help me I was strug...

5
It was easy access and quick to help me I was struggling at that time thank you Reviewed on: 15th April 2026

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