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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Recommend any day

Easy app and very helpfull quick fast and payments easy to make Reviewed on: 16th January 2026

Easy and transparent information all the way through...

Easy and transparent information all the way through the application process. Simple to apply and response was very quick Reviewed on: 16th January 2026

Super Zopa.!

I found Zopa efficient and helpful and my application was dealt with swiftly, courteously and with minimum fuss. Reviewed on: 16th January 2026

Easy and efficient transaction and loan assessment u...

Easy and efficient transaction and loan assessment undertaken on affordability. I am pleased I chose Zopa and grateful for the loan facility. Reviewed on: 16th January 2026

Hassle free

The process was straight forwards, quick and stress free Reviewed on: 16th January 2026

Great rates, money in the bank in minutes

Great rates, money in the bank in minutes Reviewed on: 16th January 2026

Super simple and easy to navigate and get the help n...

Super simple and easy to navigate and get the help needed! Reviewed on: 16th January 2026

Easy application process

Easy application process enabled me to provide a wedding gift to my son would otherwise have struggled with Reviewed on: 16th January 2026

Went on to these and helped me straight away

Went on to these and helped me straight away Reviewed on: 16th January 2026

Great lender.

Easy process,money in my bank 1 hour later,helped me consolidate my debt and make me better off each month. Reviewed on: 16th January 2026

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