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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
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Zopa Personal loan reviews (69090)

I have taken 2 loans out with Zopa.

5
I have taken 2 loans out with Zopa. Very easy to apply, straightforward clear instruction and advice. Cool infographic showing what you have paid off so far. All info about the loan found in one place. Easy to find out the alteration in interest should you choose to pay off loan early Reviewed on: 16th January 2026
Sarah 's avatar
Sarah

Website was very quick and easy to use

5
Website was very quick and easy to use Reviewed on: 16th January 2026
Kevin H's avatar
Kevin H

Recommend any day

5
Easy app and very helpfull quick fast and payments easy to make Reviewed on: 16th January 2026
Ryan 's avatar
Ryan

Easy and transparent information all the way through...

5
Easy and transparent information all the way through the application process. Simple to apply and response was very quick Reviewed on: 16th January 2026
Mandy M's avatar
Mandy M

Super Zopa.!

5
I found Zopa efficient and helpful and my application was dealt with swiftly, courteously and with minimum fuss. Reviewed on: 16th January 2026
Paul Jackson's avatar
Paul Jackson

Easy and efficient transaction and loan assessment u...

5
Easy and efficient transaction and loan assessment undertaken on affordability. I am pleased I chose Zopa and grateful for the loan facility. Reviewed on: 16th January 2026
Joseph M's avatar
Joseph M

Hassle free

5
The process was straight forwards, quick and stress free Reviewed on: 16th January 2026
Nana K's avatar
Nana K

Great rates, money in the bank in minutes

5
Great rates, money in the bank in minutes Reviewed on: 16th January 2026
Allan J's avatar
Allan J

Super simple and easy to navigate and get the help n...

5
Super simple and easy to navigate and get the help needed! Reviewed on: 16th January 2026
Martin G's avatar
Martin G

Easy application process

5
Easy application process enabled me to provide a wedding gift to my son would otherwise have struggled with Reviewed on: 16th January 2026
David j's avatar
David j

Review Zopa: Personal loan now

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