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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Loan process

Loan process was easy and quick and cheaper than my bank Reviewed on: 16th January 2026

My time of need!

When needed a loan fast Zopa we're first to help as the reviews were great and they were there in my time of need!! Reviewed on: 16th January 2026

Second to none!

Second to none! Applied and within hours I was approved, and money was in my account quicker than I expected. Absolutely superb Reviewed on: 16th January 2026

.Zopa are amazing!

The most efficient borrower I have ever experienced for a personal loan Reviewed on: 16th January 2026

Treated like a human not a Bot

From start to finish the whole process was very professional and the staff were a credit to Company Reviewed on: 16th January 2026

Informative Company

I found the Zopa website very easy to use & very informative. You can also set up your own account to keep track of your loan payments. Would definitely recommend Zopa. Reviewed on: 16th January 2026

Good value and rates and excellent servie

Good value and rates and excellent servie Reviewed on: 16th January 2026

Brilliant!

Brilliant service and really great team! Reviewed on: 16th January 2026

I have taken 2 loans out with Zopa.

I have taken 2 loans out with Zopa. Very easy to apply, straightforward clear instruction and advice. Cool infographic showing what you have paid off so far. All info about the loan found in one place. Easy to find out the alteration in interest should you choose to pay off loan early Reviewed on: 16th January 2026

Website was very quick and easy to use

Website was very quick and easy to use Reviewed on: 16th January 2026

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