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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very straight forward easy to apply and money was in...

Very straight forward easy to apply and money was in bank fast helped me tidy up a few annoying loose ends affordable repayments Reviewed on: 16th January 2026

Easy service to use online, regular updates and acce...

Easy service to use online, regular updates and access then the app Reviewed on: 16th January 2026

Loan process

Loan process was easy and quick and cheaper than my bank Reviewed on: 16th January 2026

My time of need!

When needed a loan fast Zopa we're first to help as the reviews were great and they were there in my time of need!! Reviewed on: 16th January 2026

Second to none!

Second to none! Applied and within hours I was approved, and money was in my account quicker than I expected. Absolutely superb Reviewed on: 16th January 2026

.Zopa are amazing!

The most efficient borrower I have ever experienced for a personal loan Reviewed on: 16th January 2026

Treated like a human not a Bot

From start to finish the whole process was very professional and the staff were a credit to Company Reviewed on: 16th January 2026

Informative Company

I found the Zopa website very easy to use & very informative. You can also set up your own account to keep track of your loan payments. Would definitely recommend Zopa. Reviewed on: 16th January 2026

Good value and rates and excellent servie

Good value and rates and excellent servie Reviewed on: 16th January 2026

Brilliant!

Brilliant service and really great team! Reviewed on: 16th January 2026

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