Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and easy to sort out a loan for a...

Quick and easy to sort out a loan for a car Reviewed on: 16th January 2026

Very easy process and application via app.

Very easy process and application via app. Reviewed on: 16th January 2026

Excellent quick process service from start to finish

Excellent service from start to finish Reviewed on: 16th January 2026

Excellent to deal with very polite and helpful

Excellent to deal with very polite and helpful Reviewed on: 16th January 2026

Amazing lender

I'm glad to say I was pleasantly surprised when I got the call that my loan has been approved. When I applied, I was thinking it would be a month or more before I hear from them. But I got a quick response. I'm always talking to to friends and family about how amazing Zopa is. Whether it will transform into applications for loans I can't tell. But I'm hoping if they need a loan they'll know who to call Reviewed on: 16th January 2026

Excellent service Smooth process recommended

Smooth process recommended made process so easy and enjoyable hassle free Reviewed on: 16th January 2026

Perfect from start to finish found my dream car they...

Perfect from start to finish found my dream car they helped me achieve getting my car. Reviewed on: 16th January 2026

Response to customer was straight to the point, The...

Response to customer was straight to the point, The easiest and fastest. I will recommend to friends and family anytime anyday. Reviewed on: 16th January 2026

Smooth process

Smooth process to get my loan. Friendly call to check details and answer any questions. All very easy. Reviewed on: 16th January 2026

Excellent service all round,and money was put into...

Excellent service all round,and money was put into my account on the same day. Would thoroughly recommend to anyone Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from M&S Bank - Marks and Spencer 2.78 from 61 reviews
Loans
from Oakbrook Finance 4.82 from 1051 reviews
Personal Loan
from RBS 3.50 from 12 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub