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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick approval, low interest.

Quick approval, low interest. Perfect Reviewed on: 16th January 2026

Easy friendly process

Easy online application where they needed more information, customer agent on the phone was friendly and informative Reviewed on: 16th January 2026

Quick application and finds in my account the next day.

Quick application and finds in my account the next day. Kept up to date on the process in a timely manner Reviewed on: 16th January 2026

Application was professional and seamless, agent fel...

Application was professional and seamless, agent felt competent and reassuring Reviewed on: 16th January 2026

Very easy to deal with and really good value for...

Very easy to deal with and really good value for money Reviewed on: 16th January 2026

Seamless loan application

I applied for a loan and the application process was seamless. The zopa app is brilliant Reviewed on: 16th January 2026

Really good customer service and fast response

Really good customer service and fast response Reviewed on: 16th January 2026

Faultless service

I’ve had three loans with Zopa and on each occasion the process has been faultless, from application, approval and funds being received it was quick and easy! Reviewed on: 16th January 2026

Quick easy and fast

Quick easy and fast i gad money in my account same day Reviewed on: 16th January 2026

Great communication and creates an environment of re...

Great communication and creates an environment of responsibly lending. I feel connected Reviewed on: 16th January 2026

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