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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super easy and friendly.

Super easy and friendly. Excellent communication. User friendly and a pleasure to be a part of the zopa family Reviewed on: 16th January 2026

A simple and easy app to follow and decisions made...

A simple and easy app to follow and decisions made in a matter of minutes. Reviewed on: 16th January 2026

Great experience.

Great experience. Quick no fuss set up and process Reviewed on: 16th January 2026

I found very happy the application very easy and quick

I found the application very easy and quick Reviewed on: 16th January 2026

I am new to Zopa but am very happy when I got a loan.

I am new to Zopa but am very happy when I got a loan. Reviewed on: 16th January 2026

Accessible and clear service.

Accessible and clear service. Happy with app and information. Reviewed on: 16th January 2026

Excellent loan provider

They was quick with the loan always keep me informed excellent loan provider Reviewed on: 16th January 2026

It was easy to get the loan and repayments are affor...

It was easy to get the loan and repayments are affordable Reviewed on: 16th January 2026

Quick approval, low interest.

Quick approval, low interest. Perfect Reviewed on: 16th January 2026

Easy friendly process

Easy online application where they needed more information, customer agent on the phone was friendly and informative Reviewed on: 16th January 2026

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