Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Zopa on your side.

Very easy to deal with and welcoming with a great app. Lots of options to choose from. Loans, banking, credit card or saving opportunities with a credit rating system to let you know where you stand.Zooa Reviewed on: 16th January 2026

Smooth sailing!

Prompt response, easy to navigate app. Simple and no fuss. Reviewed on: 16th January 2026

Super easy and friendly.

Super easy and friendly. Excellent communication. User friendly and a pleasure to be a part of the zopa family Reviewed on: 16th January 2026

A simple and easy app to follow and decisions made...

A simple and easy app to follow and decisions made in a matter of minutes. Reviewed on: 16th January 2026

Great experience.

Great experience. Quick no fuss set up and process Reviewed on: 16th January 2026

I found very happy the application very easy and quick

I found the application very easy and quick Reviewed on: 16th January 2026

I am new to Zopa but am very happy when I got a loan.

I am new to Zopa but am very happy when I got a loan. Reviewed on: 16th January 2026

Accessible and clear service.

Accessible and clear service. Happy with app and information. Reviewed on: 16th January 2026

Excellent loan provider

They was quick with the loan always keep me informed excellent loan provider Reviewed on: 16th January 2026

It was easy to get the loan and repayments are affor...

It was easy to get the loan and repayments are affordable Reviewed on: 16th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Barclays 4.51 from 108 reviews
Peer to Peer Lending
from BridgeCrowd 3.77 from 6 reviews
Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub