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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Brilliant experience, very quick and very efficient...

Brilliant experience, very quick and very efficient and very competitive Reviewed on: 16th January 2026

My loan was approved and time lines met , contract c...

My loan was approved and time lines met , contract clear Reviewed on: 16th January 2026

I find the app is really easy to use.

I find the app is really easy to use. And if I needed to speak to someone I can do Reviewed on: 16th January 2026

Quick and easy process instant decision

Quick and easy process instant decision Reviewed on: 16th January 2026

Found the link via a credit rating agency.

Found the link via a credit rating agency. Lowest interest rates and a people friendly business model. Website was perfectly laid out, quick and easy. Great online portal that lets me manage my finances very quickly. Reviewed on: 16th January 2026

Simply the best!

Very quick and easy loan service. Excellent repayment rate. Reviewed on: 16th January 2026

Very fast and good attention to detail

Very fast and good attention to detail Reviewed on: 16th January 2026

No hidden charges, everything went well for me

No hidden charges, everything went well for me Reviewed on: 16th January 2026

I’m excited to have been a customer to this great...

I’m excited to have been a customer to this great bank Reviewed on: 16th January 2026

Fast response.

Fast response. Excellent service. Reviewed on: 16th January 2026

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