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Zopa: Personal loan reviews

4.95
Based on 69,080 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026
S Jackson's avatar
S Jackson

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Loans that are lower in interest and monthly payment...

5
Loans that are lower in interest and monthly payments low. Reviewed on: 25th April 2025

Personal loan very easy to set up

5
Very easy to set up and no stress . Reviewed on: 25th April 2025

Plain and easy no fuss no hidden small print

5
Plain and easy no fuss no hidden small print Reviewed on: 25th April 2025

So easy to set up my credit and very quick for my ca...

5
So easy to set up my credit and very quick for my card to arrive Reviewed on: 25th April 2025

Really happy with my experience.

5
Really happy with my experience. Really quick and easy- just what you want with a loan provider.Thank you. Reviewed on: 25th April 2025

Fast easy and professional.

5
Fast easy and professional. Very happy with Zopa and will definitely use again for any type of finance. Thanks Reviewed on: 25th April 2025

Quick, easy, and flexible

5
Easy and straight forward with quick decisions. The ability to alter payment dates to suit my finances is amazing!! Reviewed on: 25th April 2025

Really good excellent customer care

5
Really good excellent customer care Reviewed on: 25th April 2025

Personal loan

4
Got a loan, rates could have been a little lower but it was all pretty straightforward Reviewed on: 25th April 2025

Keep doing your good job and nice to have u...

5
Keep doing your good job and nice to have u guys Reviewed on: 25th April 2025

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