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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Very good service straightforward definitely do busi...

Very good service straightforward definitely do business with them again Reviewed on: 25th April 2025

Very informative about products I have never had any...

Very informative about products I have never had any issues app easy to navigate Reviewed on: 25th April 2025

Straight forward and easy to understand products wou...

Straight forward and easy to understand products would highly recommend Reviewed on: 25th April 2025

Good lender

Very quick and easy process and excellent app. Reviewed on: 25th April 2025

Excellent service.

Excellent service. Easy to use app Reviewed on: 25th April 2025

Very reliable and straightforward application

Very reliable and straightforward application Reviewed on: 25th April 2025

Very easy time use app, quick and efficient to borro...

Very easy time use app, quick and efficient to borrow money and regular updates recieve. Reviewed on: 25th April 2025

First class loan company

Very helpful team and easy to contact Reviewed on: 25th April 2025

My experience was great money in my bank very fast...

My experience was great money in my bank very fast Reviewed on: 25th April 2025

Fantastic Company

I have had multiple loans from Zopa for various reasons, such as personal loans, consolidation and car loans. Each time I’ve had no issues. Great affordability and fantastic customer service. Reviewed on: 25th April 2025

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