Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Very fast, very simple, very transparent, very flexi...

Very fast, very simple, very transparent, very flexible, very friendly. Just fantastic. There is nothing I can think of that would make it better. Reviewed on: 25th April 2025

Easy application fast decision and fast pay out

Easy application fast decision and fast pay out Reviewed on: 25th April 2025

Applying for a loan

From applying for my loan the experience was very good money it my bank quickly and have no problems. The customer service is very good and I am kept up yo date on how my loan is being psid Reviewed on: 25th April 2025

Great service and fast highly recommended

Great service and fast highly recommended Reviewed on: 25th April 2025

Efficient

Efficient, convenient and faster application process Reviewed on: 25th April 2025

Great easy and friendly - perfect for a quick loan!

Great easy and friendly - perfect for a quick loan! Reviewed on: 25th April 2025

My loan was done online and at night.

My loan was done online and at night. The process was straightforward and payment was done in minutes Reviewed on: 25th April 2025

Very easy to use,fast response and very friendly.

Very easy to use,fast response and very friendly. Reviewed on: 25th April 2025

Excellent service from start to finish very quick an...

Excellent service from start to finish very quick and efficient Reviewed on: 25th April 2025

Great overall experience

Great customer service, great rates and very easy to set up Reviewed on: 25th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from Uberima 4.06 from 1 reviews
Logbook Loan
from Auto Advance 0.00 from 0 reviews
Loans
from Scotwest Credit Union 4.12 from 2 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.86 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub