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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Quick and easy application.

Quick and easy application. Fast response and payment Reviewed on: 25th April 2025

They were friendly and quick!

They were friendly and quick! The application was easy. Reviewed on: 24th April 2025

Had two loans and amazed bye the way they helped me...

Had two loans and amazed bye the way they helped me keep it going a+ Reviewed on: 24th April 2025

Very good service very easy to apply

Very good service very easy to apply Reviewed on: 24th April 2025

I have used ZOPA for a few different banking needs a...

I have used ZOPA for a few different banking needs and I have found them to be very clear with information and very helpful. The app is easy to use and clear. I have not had any issues finding information out with any of my accounts. Reviewed on: 24th April 2025

I have had several loans with Zopa, the service is g...

I have had several loans with Zopa, the service is given is fast and efficient and the app makes it easy to control my finances. Would highly recommend them to anyone who is seeking a loan, credit card or saving account Reviewed on: 24th April 2025

Very good in notifying customers

Very good in notifying customers Reviewed on: 24th April 2025

Good loan and credit card experience

Good loan and credit card experience Reviewed on: 24th April 2025

Super customer service and application process.

Super customer service and application process. Reviewed on: 24th April 2025

Excellent

I have excellent experience with Zopa Reviewed on: 24th April 2025

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