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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Very quick very helpful very good money in account i...

Very quick very helpful very good money in account in minute. Would use again Reviewed on: 24th April 2025

Amazing company, easy and quick to setup loan.

Amazing company, easy and quick to setup loan. Reviewed on: 24th April 2025

I called you two hours ago because I had some proble...

I called you two hours ago because I had some problems with my card, but my problem was solved very quickly. Thank you Zopa. Reviewed on: 24th April 2025

Fast and efficient

So straightforward when applying for loan and money was in my account almost immediately Reviewed on: 24th April 2025

Zopa has been fabulous throughout.

Zopa has been fabulous throughout. So easy to use. Reviewed on: 24th April 2025

I love love this credit card.

I love love this credit card. I am always aware of my spending and loan payments. They even offer a 30 day lower offer for you to consider if you want to pay off your loan early. Reviewed on: 24th April 2025

I had a good experience with zopaa.

I had a good experience with zopaa. Quick answer and fast money transfer Reviewed on: 24th April 2025

"personal loan in ZOPA provided the financial flexib...

"personal loan in ZOPA provided the financial flexibility I needed with a smooth approval process and manageable repayment terms. Highly satisfied with the support and service!" Reviewed on: 24th April 2025

Zopa is great for improving your credit rating

Considering my credit rating these upper loan gave me good rates at least for monthly payment scheme. Since taking out these upper load and paid monthly fees, my credit score has it improved greatly. I highly recommend zopa for both credit cards and loans Reviewed on: 24th April 2025

Very quick and easy no1

Very quick and easy just got my loan in couple of minutes Reviewed on: 24th April 2025

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