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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Really simple straightforward application- money in...

Really simple straightforward application- money in account immediately and easy to use app so I can manage my money stress free Reviewed on: 24th April 2025

Quick and easy.

Quick and easy. Great app. Great customer service. Reviewed on: 24th April 2025

Applied for a loan, submitted and funds in the bank...

Applied for a loan, submitted and funds in the bank within the hour Reviewed on: 24th April 2025

Helpful answers all questions any offers always lett...

Helpful answers all questions any offers always letting me know feel secure when ever I have needed them. but they will direct me in the right direction. would definitely recommend to friends and family. Reviewed on: 24th April 2025

Customer Service

So easy at every level. Customer service is great Reviewed on: 24th April 2025

Got a loan in minutes at great rates

Got a loan in minutes at great rates Reviewed on: 24th April 2025

I’ve had a couple of loans and have always found it...

I’ve had a couple of loans and have always found it easy to set up , sometimes unavoidable expenses happen and having the facility to help makes the deal Reviewed on: 24th April 2025

Straight forward process

Straight forward process Keeps you upto date with progress. Reviewed on: 24th April 2025

Everything is knowing, clear, understandable, profes...

Everything is knowing, clear, understandable, professional Reviewed on: 24th April 2025

Simple, quick and hassle free from application to pa...

Simple, quick and hassle free from application to payment through to collection, very intuitive Reviewed on: 24th April 2025

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