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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Super customer service and application process.

Super customer service and application process. Reviewed on: 24th April 2025

Excellent

I have excellent experience with Zopa Reviewed on: 24th April 2025

Very quick very helpful very good money in account i...

Very quick very helpful very good money in account in minute. Would use again Reviewed on: 24th April 2025

Amazing company, easy and quick to setup loan.

Amazing company, easy and quick to setup loan. Reviewed on: 24th April 2025

I called you two hours ago because I had some proble...

I called you two hours ago because I had some problems with my card, but my problem was solved very quickly. Thank you Zopa. Reviewed on: 24th April 2025

Fast and efficient

So straightforward when applying for loan and money was in my account almost immediately Reviewed on: 24th April 2025

Zopa has been fabulous throughout.

Zopa has been fabulous throughout. So easy to use. Reviewed on: 24th April 2025

I love love this credit card.

I love love this credit card. I am always aware of my spending and loan payments. They even offer a 30 day lower offer for you to consider if you want to pay off your loan early. Reviewed on: 24th April 2025

I had a good experience with zopaa.

I had a good experience with zopaa. Quick answer and fast money transfer Reviewed on: 24th April 2025

"personal loan in ZOPA provided the financial flexib...

"personal loan in ZOPA provided the financial flexibility I needed with a smooth approval process and manageable repayment terms. Highly satisfied with the support and service!" Reviewed on: 24th April 2025

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