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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa is great for improving your credit rating

Considering my credit rating these upper loan gave me good rates at least for monthly payment scheme. Since taking out these upper load and paid monthly fees, my credit score has it improved greatly. I highly recommend zopa for both credit cards and loans Reviewed on: 24th April 2025

Very quick and easy no1

Very quick and easy just got my loan in couple of minutes Reviewed on: 24th April 2025

Really simple straightforward application- money in...

Really simple straightforward application- money in account immediately and easy to use app so I can manage my money stress free Reviewed on: 24th April 2025

Quick and easy.

Quick and easy. Great app. Great customer service. Reviewed on: 24th April 2025

Applied for a loan, submitted and funds in the bank...

Applied for a loan, submitted and funds in the bank within the hour Reviewed on: 24th April 2025

Helpful answers all questions any offers always lett...

Helpful answers all questions any offers always letting me know feel secure when ever I have needed them. but they will direct me in the right direction. would definitely recommend to friends and family. Reviewed on: 24th April 2025

Customer Service

So easy at every level. Customer service is great Reviewed on: 24th April 2025

Got a loan in minutes at great rates

Got a loan in minutes at great rates Reviewed on: 24th April 2025

I’ve had a couple of loans and have always found it...

I’ve had a couple of loans and have always found it easy to set up , sometimes unavoidable expenses happen and having the facility to help makes the deal Reviewed on: 24th April 2025

Straight forward process

Straight forward process Keeps you upto date with progress. Reviewed on: 24th April 2025

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