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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Everything is knowing, clear, understandable, profes...

Everything is knowing, clear, understandable, professional Reviewed on: 24th April 2025

Simple, quick and hassle free from application to pa...

Simple, quick and hassle free from application to payment through to collection, very intuitive Reviewed on: 24th April 2025

It’s been very good experience and easy to access

It’s been very good experience and easy to access Reviewed on: 24th April 2025

I found the whole process incredibly easy and Zopa w...

I found the whole process incredibly easy and Zopa were there when I needed them Thank you Reviewed on: 24th April 2025

Swift decision only took a week money was in the ban...

Swift decision only took a week money was in the bank, my again and again go to loan company Reviewed on: 24th April 2025

Positive feedback.

Positive feedback.I applied and received acceptance within the half hour. You receive notification 7 days before payment due, just in case you are having a struggle with payment. Reviewed on: 24th April 2025

Very fast at sorting loan out with all interest show...

Very fast at sorting loan out with all interest shown so no hidden fees Reviewed on: 24th April 2025

Great value

Have been using Zopa for many years and always value for money. Always quick to approve my loans and pay out Reviewed on: 24th April 2025

Zopa made it easier for me to get a loan when I need...

Zopa made it easier for me to get a loan when I needed it most . I’ll highly recommend zopa to friends and family. And it’s interest rate is super cool as well . Reviewed on: 24th April 2025

Provides excellent services

Been using Zopa for a while now. They are excellent with their services. Most of the time instant decision. I’m glad they opened their own banking services now. Reviewed on: 24th April 2025

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