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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,080 reviews, last reviewed 25th Apr 2026
14% decrease in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026
S Jackson's avatar
S Jackson

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69080)

Superb service, easy to use apps

5
Superb service, easy to use apps Reviewed on: 24th April 2025
Lee's avatar
Lee

Excellent customer service

5
Obtaining the loan online was easy and professional. I ran onto a minor problem submitting my ID and when I called they had a solution which instantly worked. Aafter passing that hurdle the rest was easy and the loan money was in my account by 6pm that evening. Reviewed on: 24th April 2025
P J's avatar
P J

Had a loan very good service nice people to talk to...

5
Had a loan very good service nice people to talk to would recommend to everyone Reviewed on: 24th April 2025
Paul Waterhouse 's avatar
Paul Waterhouse

Great service very efficient

5
Great service efficient understandable Reviewed on: 24th April 2025
Wellsybobs1's avatar
Wellsybobs1

Zopa - Personal Loan

5
I found the whole process was made easy for me which made my experience great. The customer service is fantastic and I would fully recommend Zopa Reviewed on: 24th April 2025
Colin B's avatar
Colin B

Excellent app.

5
Excellent app. Information at your finger tips Reviewed on: 24th April 2025
Jacqueline 's avatar
Jacqueline

Outstanding organisation, smooth application process...

5
Outstanding organisation, smooth application process throughout and the customer service is excellent. The app is initiative and easy to follow. Reviewed on: 24th April 2025
TD's avatar
TD

I have never had a problem.

5
I have never had a problem. They’ve been so good. Reviewed on: 24th April 2025
Caleb C's avatar
Caleb C

It's been great since I got the Zopa credit card; it...

5
It's been great since I got the Zopa credit card; it's been so useful, and I'm happy. Reviewed on: 24th April 2025
Mike o's avatar
Mike o

Amazing value

5
Really helpful and easy process, straight forward no hidden fees or catches will recommend to friends and family will be using other products from them too. Reviewed on: 24th April 2025
Daniel oldfield's avatar
Daniel oldfield

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