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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I’ve had a couple of loans and have always found it...

I’ve had a couple of loans and have always found it easy to set up , sometimes unavoidable expenses happen and having the facility to help makes the deal Reviewed on: 24th April 2025

Straight forward process

Straight forward process Keeps you upto date with progress. Reviewed on: 24th April 2025

Everything is knowing, clear, understandable, profes...

Everything is knowing, clear, understandable, professional Reviewed on: 24th April 2025

Simple, quick and hassle free from application to pa...

Simple, quick and hassle free from application to payment through to collection, very intuitive Reviewed on: 24th April 2025

It’s been very good experience and easy to access

It’s been very good experience and easy to access Reviewed on: 24th April 2025

I found the whole process incredibly easy and Zopa w...

I found the whole process incredibly easy and Zopa were there when I needed them Thank you Reviewed on: 24th April 2025

Swift decision only took a week money was in the ban...

Swift decision only took a week money was in the bank, my again and again go to loan company Reviewed on: 24th April 2025

Positive feedback.

Positive feedback.I applied and received acceptance within the half hour. You receive notification 7 days before payment due, just in case you are having a struggle with payment. Reviewed on: 24th April 2025

Very fast at sorting loan out with all interest show...

Very fast at sorting loan out with all interest shown so no hidden fees Reviewed on: 24th April 2025

Great value

Have been using Zopa for many years and always value for money. Always quick to approve my loans and pay out Reviewed on: 24th April 2025

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