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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Got loan saving and card with Zopa they are one of t...

Got loan saving and card with Zopa they are one of the the best around Reviewed on: 24th April 2025

Quick and easy

Easy to apply, Quick response and money in my account in no time at all Reviewed on: 24th April 2025

Excellent dealings with Zopa Personal loan

Excellent dealings with Zopa Personal loan Reviewed on: 24th April 2025

When I needed a loan for home improvements.

When I needed a loan for home improvements.I applied online and I had a very quick answer my loan had been approved.My money went into my bank a couple of hours later..Excellent.I would abd have recommended zopa to all my family and friends and strangers.. Reviewed on: 24th April 2025

All my finance needs wrapped up in an App

Excellent Service intuitive app, all my finance needs wrapped up. Reviewed on: 24th April 2025

Is higher interest for my credit score

Is higher interest for my credit score Reviewed on: 24th April 2025

Very nice people and all ways happy to help

Very nice people and all ways happy to help Reviewed on: 24th April 2025

Zopa great updates,when payments are due

Zopa great updates,when payments are due Reviewed on: 24th April 2025

Friendly and understanding and very easy to understa...

Friendly and understanding and very easy to understand the app it is straight forward Reviewed on: 24th April 2025

Simply and easy to use and communicate.

Simply and easy to use and communicate. Good quick checks. No delays no hidden small prints. Reviewed on: 23rd April 2025

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