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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69080 reviews)

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4.95

Based on 69,080 reviews, last reviewed 25th Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Whole process was Easy and hassle free Decision... Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69080)

Overall very good

Easy application process, always informed of upcoming payments, via text and email. App is user friendly with easy access to account. Reviewed on: 23rd April 2025

Happy to be your customer, helpful and very fast cus...

Happy to be your customer, helpful and very fast customer service Reviewed on: 23rd April 2025

Amazing loans

It was just so easy fantastic rates Reviewed on: 23rd April 2025

Zopa loan application is easy, quick and straightfor...

Zopa loan application is easy, quick and straightforward. Best thing, i love the analysis of your loan and account in the app. Very useful overview and detailed information displayed in real time. Reviewed on: 23rd April 2025

Great service.

Great service. Easy loan application Reviewed on: 23rd April 2025

Good easy experience, perfect to help rebuild my cre...

Good easy experience, perfect to help rebuild my credit score Reviewed on: 23rd April 2025

Friendly user app allows quick and easy application...

Friendly user app allows quick and easy application process Reviewed on: 23rd April 2025

Professional friendly and techo easy

Professional friendly and techo easy Reviewed on: 23rd April 2025

Trust in each other

Very easy to use and user friendly Reviewed on: 23rd April 2025

Very reliable good customer service

Very reliable good customer service Reviewed on: 23rd April 2025

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