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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Outstanding organisation, smooth application process...

Outstanding organisation, smooth application process throughout and the customer service is excellent. The app is initiative and easy to follow. Reviewed on: 24th April 2025

I have never had a problem.

I have never had a problem. They’ve been so good. Reviewed on: 24th April 2025

It's been great since I got the Zopa credit card; it...

It's been great since I got the Zopa credit card; it's been so useful, and I'm happy. Reviewed on: 24th April 2025

Amazing value

Really helpful and easy process, straight forward no hidden fees or catches will recommend to friends and family will be using other products from them too. Reviewed on: 24th April 2025

Got loan saving and card with Zopa they are one of t...

Got loan saving and card with Zopa they are one of the the best around Reviewed on: 24th April 2025

Quick and easy

Easy to apply, Quick response and money in my account in no time at all Reviewed on: 24th April 2025

Excellent dealings with Zopa Personal loan

Excellent dealings with Zopa Personal loan Reviewed on: 24th April 2025

When I needed a loan for home improvements.

When I needed a loan for home improvements.I applied online and I had a very quick answer my loan had been approved.My money went into my bank a couple of hours later..Excellent.I would abd have recommended zopa to all my family and friends and strangers.. Reviewed on: 24th April 2025

All my finance needs wrapped up in an App

Excellent Service intuitive app, all my finance needs wrapped up. Reviewed on: 24th April 2025

Is higher interest for my credit score

Is higher interest for my credit score Reviewed on: 24th April 2025

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