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Zopa: Personal loan reviews

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4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick, reliable and professional

5
I applied for a loan with Zopa who asked the relevant questions and I got a reply very quickly! The money went into my bank before i expected which was great! I would highly recommend. Reviewed on: 28th June 2017
Stacey's avatar
Stacey

Zopa number one lender

5
Very easy and uncomplicated system and quick efficient service. Reviewed on: 28th June 2017
Richard Pollock's avatar
Richard Pollock

Stress free application process.

5
I was nervous about using an "unknown" for a loan but trusted Martin Lewis's recommendation (money saving expert) and the interest rate compared favourably with the banks'. Absolutely no problems with the application and a very speedy decision given. Reviewed on: 27th June 2017
Matthew Skinner's avatar
Matthew Skinner

Fast payment with easy repayments

5
Affordable loan and quick payment Reviewed on: 27th June 2017
Emma currell 's avatar
Emma currell

Really easy loans with great options and great rates

5
I applied for a loan and within days it was accepted and in my bank. It's a real clever way to lend money at a low interest rate which makes it affordable and a great option rather than going through banks. I found that with this option the payments were lower and the overall repayable amount was lower than any other I came across. Will definitely use again and will continue to recommend to friends Reviewed on: 27th June 2017
Lizzie's avatar
Lizzie

Very quick and easy, great rates

5
Overall a very pleasant experience, would highly recommend Reviewed on: 27th June 2017
Vanessa 's avatar
Vanessa

made for real people

5
Great service for working people that want a freindly helpful, easy to use company. Reviewed on: 27th June 2017
Josh Coker 's avatar
Josh Coker

Stress free Loan

5
Easy to set up, good rate, no hassle! Reviewed on: 27th June 2017
Jane Housden's avatar
Jane Housden

Reliable

5
Aways reliable, efficient and professional Reviewed on: 27th June 2017
Chris capewell's avatar
Chris capewell

Absolutely hassle-free and easy

5
I made the application and sent some supporting documents. I was asked to resend as one wasn't clear and I received a call to go through a few simple questions. A few days later the money was in my account and I'm also able to see the balance in real time and make extra payments if I'm able. It's the most simple process as long as your credit score is reasonable, and I would recommend it to anyone. Real value for value and dead simple. Awesome :-) Reviewed on: 27th June 2017
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