Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great service

Fast decision, smooth service, reliable. Reviewed on: 27th June 2017

Quick and easy

After transferring balance after balance around different credit cards for years, I was so pleased Zopa arranged this loan. quick and easy application process and now I have only one manageable monthly payment. Reviewed on: 27th June 2017

Very easy to use

Zopa helped us when we had no-one else to help us, the payments are realistic within our budget. Very very easy to use, quick deposit when we needed it. Reviewed on: 27th June 2017

A lifesaver in a time of need

I needed a large sum of money to pay a business tax bill which had, frankly, caught me out. I had no chance of paying it and was very stressed. I contacted Zopa after my partner had found their service excellent and I have to agree. I filled in some details, explained my situation and naturally needed to be screened. I had the money in my account in days with no hassle - stress removed! Reviewed on: 27th June 2017

very easy transaction

i was amazed at how easy it was to obtain a loan from zopa, we have been saving for a while to have a new kitchen and bathroom and i saw an advert on line for zopa loans and decided to have a look, after reading all the terms and conditions and interest rates i went for a loan of£7.000 and within a few seconds it was approved and 2 days later it was in my bank and it has enabled us to get the work done a lot earlier for far less than we we were saving a month, overall i found the whole process very easy and a pleasurable experience and i highly reccomend anyone to try zopa for a loan. Reviewed on: 27th June 2017

recomend to all my friends and neigbours and family.

i couldnt believe how easy it was to get a loan. i stumbled across an advert on my pc and had to have a closer look because it looked to good to be true and after reading all the terms and conditions and the way you reach decisions on lending i decided it was the loan for me, a soft credit search was carried out and a few seconds later i had myself a loan for £7.ooo with a really good interest rate, i was amazed at how easy it was and now i tell everyone about ZOPA. Reviewed on: 27th June 2017

Ace

I needed a loan to pay for my rebreather so I could do all the diving I've always wanted to do. They offered a outstanding rate that I couldn't turn down, quick check of my details and I received the loan after the weekend. Simply cannot fault them. Cheers guys and gals. Reviewed on: 27th June 2017

Great service, very low rates

Quick turnaround time to get the money in my account. Great website to track your repayments. Fantastic low interest rates Reviewed on: 27th June 2017

Great value, flexible lender

Zopa provide competitive loans at excellent rates (often beating high street and established lenders). They offer flexibility, which was a key selling point for me - no hidden costs and charges in the small print. The whole process of getting the loan was clear, easy and straight forward. Reviewed on: 27th June 2017

Excellent service

Quick and easy to apply .no fuss Reviewed on: 27th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan (discontinued)
from CU Loans (inactive company) 4.50 from 2 reviews
Student Loans
from Future Finance 2.50 from 2 reviews
Loans
from Northern Community Bank (formerly Pennine Community Credit Union) 4.97 from 1173 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub