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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and fast application

I required a small loan for some emergency repairs in our house and Zopa were able to provide me with the loan at a low interest rate and the money was in my account within 24 hours. Reviewed on: 27th June 2017

Easy Peasy

The whole process was simple and hassle free. Very impressed Reviewed on: 27th June 2017

No hassle, good rates and easy to manage.

I had a hassle-free, smooth and easy experience borrowing with Zopa. Their rates are good, there are no hidden fees, and it's very easy to log in and manage your loan with them. Reviewed on: 27th June 2017

Great rate and Flexible

Applied for a loan to buy a car and pay off some debts. Shopped around but Zopa had the best rate. It was quick and easy and there was flexibility to borrow more or pay off early. Great! Reviewed on: 27th June 2017

Great company, easy to work with and understand

In a world where financial services can be complicated and hard to understand I think Zopa really stands apart, their site and process is very easy to follow and understand. I've used them now for 3 loans and each time have found the experience to be consistent and easy, really great concept - executed really well. Reviewed on: 27th June 2017

Easy & reliable

Minimal fuss & great customer service Reviewed on: 27th June 2017

Quick, easy and fast access to info

The website is very user friendly and allows to tailor the loan to my circumstances. After the loan is processed all the important information and options are made available in an intuitive way. Reviewed on: 27th June 2017

5 stars Best Provider by far

Simple, quick, honest and fair provider of loans. The best I know. Really happy with the service. Reviewed on: 27th June 2017

Terrific interest rate great service

Got a loan from zopa sorted within a couple of days , fantastic interest rates really helped me out thank you zopa Reviewed on: 27th June 2017

Quick, simple and easy.

Have great customer service to help with any queries you may have. The website was easy to navigate and user friendly. The process from start to finish waz straight forward and very quick. Brilliant would highly recommend to family and friends. Reviewed on: 27th June 2017

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