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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent Lender

Zopa are a fab lender, easy to apply quick decisions and fast transfer. A pleasure to do business with! Reviewed on: 26th June 2017

TM Zopa Review

Extremely professional and adept at providing a competitive product for its customers. Reviewed on: 26th June 2017

Excellent from start to finish

Exceptional customer service and excellent customer support, not much more I can say other than cheaper and better than anyone by far. Reviewed on: 26th June 2017

Had/Have a few loans with zopa

Always go to zopa for my loans, great rates. Always easy to speak to someone about loans and excellent web site for keeping track of your loan. Wish I just had the money in the first place, but if you need to borrow some it's zopa for me every time!!. Reviewed on: 26th June 2017

Reasonable and ethical loan

I got a Zopa loan to pay for a loan for complex dental work. I was happy throughout the application process and found it was very well explained. There were no unexpected surprises! Overall I was happy with my experience. Reviewed on: 26th June 2017

Efficient, simple to arrange and competitive

I needed a house improvement loan quickly to finish a project that was only half finished. With plumbing and a kitchen needing finishing I needed the loan fast as our temporary kitchen in the utility room. Reviewed on: 26th June 2017

Quick and easy service

Easy online instructions and excellent, quick response via email and text. Competitive rates and not tied to length of loan. Very attractive compared to other lenders. Reviewed on: 26th June 2017

Totally impressed, lending as it should be..

a really Simple, straight forward, easy to follow, no nonsense experience just when we needed it - Reviewed on: 26th June 2017

zopa top loan lender.

I have found zopa to be a quick and efficient loan provider with very low lending rates would recommend . Reviewed on: 26th June 2017

Brilliant

It was so easy, and the reply was prompt and kept you informed all the way Reviewed on: 26th June 2017

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