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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

No fuss, quick response!

Information was clear and transparent. Interest rates are fair and realistic. Reviewed on: 26th June 2017

Quick easy & manageable

Needed to gain a loan without all the hassle, financial advisor told me of Zopa and it couldn't have been simpler. Low interest rates, no charges for part repayments, easy to use dashboard - what more do you need!! Would definitely use again if required. Reviewed on: 26th June 2017

Just what I wanted!

Great, hastle free experience so far :) Reviewed on: 26th June 2017

Quick, simple and easy

I needed a bit of extra cash for house improvements and zopa was the best rate of repayment Reviewed on: 26th June 2017

Very easy and customer friendly

Very easy and customer friendly . Good value for money compared to other companies Reviewed on: 26th June 2017

First class service

Easy application Fast processing Great communication Overall first class service! Reviewed on: 26th June 2017

Quick & Easy

I applied for the loan on-line filled in the application and thought no more about it. 48 hours later I got an email informing me that my application had been successful and that the funds would be in my chosen bank account within a few days. True to their word it was and at a great APR. What more could anyone want, Brilliant !!! Reviewed on: 26th June 2017

Easy to use and efficient

These guys are the go to for loans - easy to use, efficient and trustworthy. Also very quick and did I mention, efficient! Reviewed on: 26th June 2017

Definitely

Very helpful and friendly service with a quick response to my request. Very happy with the service. A company you can trust with no hidden charges Reviewed on: 26th June 2017

Great Company

I required a loan and despite not having much of a credit score due to not applying for finance I was still accepted within 24 hours. The repayment system is great and I had no issues at all. Reviewed on: 26th June 2017

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