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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best Service and Easy to use

the whole process was so simple, new age but easy to use. the one call I did have was so concise and clear and polite. What a way to do business. Reviewed on: 26th June 2017

Excellent

Really helpful and there in my time of need, for that I am grateful! Excellent all round service Reviewed on: 26th June 2017

Simplest ever process which is fair and sensibly priced.

Great experience to taking out a loan quickly, simply and fairly. Needed a loan to consolidate and make home improvements for a disabled parent. It has made so much difference being able to take this loan without any hassle at all. Well done for your great service and I hope you do well at the awards. Reviewed on: 26th June 2017

Definitely Simple & Fair! Zopa does exactly what it says it will.

Looked into a loan to consolidate debt and for adaptations in the home for myself and a disabled parent to be able to visit and stay. I enquired from the Clearscore site which highlighted the great rates. I thought it would take ages to complete forms and have it approved but it was so fast and simple I was actually quite shocked. My application went straight through and I instantly had a confirmation of funds transfer. Within 48hrs I was all sorted. It's made a huge difference to know that I am paying a fair rate for the money I have borrowed. After looking at a number of other options, Zopa was by far the best deal and the simplest ever application process. I hope you do well at the awards, I think you really deserve the positive recognition. Thank-you. Reviewed on: 26th June 2017

It is easy as 1, 2, 3...

From the application process, to the completion; I couldn't have asked for a less stressful process. If I ever have a query; the phone is answered promptly and with tremendous courtesy. Thank you Zopa! Reviewed on: 26th June 2017

Efficient & good rates

Zopa were quick to respond to initial enquiries, have been easy to deal with and offered a good rate of interest. We would not have been able to purchase a family car without them! Reviewed on: 26th June 2017

Simple, great value loans

The website is very easy to navigate and applying for a loan is really easy. Zopa give you a quick decision and transfer is paid straight to your account in no time. Also easy to track payments through online account. Reviewed on: 26th June 2017

Excellent all the way!

A very simple and clear process from start to finish, i would gladly recommend Zopa to friends and family alike. Reviewed on: 26th June 2017

quick easy no fuss affordable friendly lones

very good experience so far easy to deal with and realistic payments on loans i would recommend to anyone Reviewed on: 26th June 2017

Zopa was a pleasure to deal with, easy and courteous

with so many different lending companies promising a fast, efficient and friendly service its nice to finally deal with one that delivers on that promise. Reviewed on: 26th June 2017

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