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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Sensible loans at reasonable prices

Having used Zopa for many years, they are my 'go to' company for loans. The simple online applications allows me to see exactly what I will be paying and allows me to experiment with different payment plans with ease before committing myself which in turn allows me to budget perfectly. Reviewed on: 26th June 2017

Viva Zopa!

Quick and efficient service, fom the point of decision to releasing funds! Perfect!! Reviewed on: 26th June 2017

Zip Zap

Zip, zap, zerbackily perfik. Exceptionally fair rate, with professional site. Reviewed on: 25th June 2017

I would highly recommend Zopa

Loan was easy to apply for and the response was amazing. I bought a car within a few days. The service is great. Reviewed on: 25th June 2017

your rates are execellent

i am satisfied with your service Reviewed on: 25th June 2017

simple and easy

very honest and easy to contact if needed Reviewed on: 25th June 2017

Fantastic

Fantastic rates and duration packages. Reviewed on: 25th June 2017

Loans made easy!!

My husband and myself have both had loans through zopa, my husband actually recommended me. I have never had any issues with my loan and find the my account easy to view and manage. I have just recently recommended a friend to try zopa and she has had her loan application accepted and is now driving around in her new car. Thanks to zopa we both also have £50 off our loans! Reviewed on: 25th June 2017

Excellent no nonsense service

Excellent service, I applied through a comparison website & Zopa were the only loan provider (from several I checked) not to change the interest rate when you applied on their website. Would highly recommend. Reviewed on: 25th June 2017

Excellent service

Quick acceptance, lowest rate than any competitors on comparison site. Brilliant, thank you. Reviewed on: 25th June 2017

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