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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent

Really happy with the ease of my application for a loan. Due to my circumstances it was hard to get a loan with my bank. So I'm a really happy customer Reviewed on: 25th June 2017

easy to use

very helpful to set up the loan , good service , good value Reviewed on: 25th June 2017

Brilliant service

Smooth and and easy process and have had no issues since Reviewed on: 25th June 2017

Consumer friendly

First rate company, quick decisions professionally handled Reviewed on: 25th June 2017

Quick & easy to use. No penalty repayments

Very helpful website. When I had a query the telephone staff answered quickly and explained the situation. I like the fact that I can pay off part of the loan early without incurring a penalty. Reviewed on: 25th June 2017

Fast and efficient, and easy website to maneuver your way round.

From the beginning of dealing with Zopa it is has been problem free, efficient service and staff. They make the process of managing finance straightforward and honest. Reviewed on: 25th June 2017

great loan company

Fast and professional. Would recommend this company to everyone..made getting a loan out easy and reliable Reviewed on: 25th June 2017

Best rates i could find

I have had 2 loans from Zopa, on both occasions they were the best rates on offer Reviewed on: 25th June 2017

Quick and easy

I have been looking at providers for a Car Loan and previously applied to other Financial Services companies offering really good rates. However the issue was that I had to wait 2 weeks to get a letter only to tell me the interest was double the amount advertised based on my credit rating... that is a bit of a lie really, cause I have fantastic credit rating. So... I thought I try again, and that is when I came across Zopa on a comparison website. The rate was competitive so I applied. Form was easy, you can tell this is a company that is super modern. With my required documents, somebody got in touch with me all let me know exactly the documents required so I sent them a copy of them. The process was all very smooth and easy. I have been recommending Zopa ever since for LOANS! :) Reviewed on: 25th June 2017

Excellent and Swift Service

Easy website to apply. Swift response and excellent terms as in no early repayment charges. You know exactly what your paying from the onset for everything. Reviewed on: 25th June 2017

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