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Zopa: Personal loan reviews

4.94
Based on 68,055 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68055)

I was so easy

5
I have never applied for a loan like this and it was so easy i could not believe it and it was quick as well so impressed. Reviewed on: 20th December 2016

HAVE RECOMENDED NUMEROUS TIMES!

5
Dealing with Zopa is absolutely effortless and a pleasure. No annoying 'red tape', everything seems to run smoothly and efficiently. I have recommended Zopa on numerous occasions and will continue to do so. Reviewed on: 20th December 2016

Good rates

5
Really pleased with the service provided, highly recommend Reviewed on: 20th December 2016

Loan for a new car

5
Easy application process, fast approval, excellent rates, nothing but praise ! Reviewed on: 20th December 2016

Loan

5
Great service, quick, easy and efficient. Reviewed on: 20th December 2016

A helpful hand

5
It was easy and quick to apply for a loan. My application was accepted next day. In three days time, money was sent to my bank account. The interest rate even lower than I was offered in my bank. Would highly recommend to anyone. Reviewed on: 20th December 2016

Quick Simple Easy

5
Very Easy and Quick to arrange Loan online - customer service staff very helpful updates all the way through a very simple process. Everything explained and confirmed along the application process. Reviewed on: 20th December 2016

Fantastic!

5
Zopa made it so simple for me to complete my loan. Fast service, quick decision and money straight to my account. Reviewed on: 20th December 2016

great and easy loans .

5
was the most simple loan I have took out and had a great rate, would recommend to try Zopa before your own banks loans. Reviewed on: 20th December 2016

Easy, Quick, Helpful

5
I needed a Loan that i could pay off within 2 years. i searched and searched and finally found this one. It was the lowest interest rate loan and i am very happy. Reviewed on: 20th December 2016

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