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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,090 reviews, last reviewed 12th Sep 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026
Alin A's avatar
Alin A

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Brilliant

5
Brilliant service, everything was sorted very quickly. Reviewed on: 30th May 2017
Sam rooke's avatar
Sam rooke

Straightforward application & low percentage rate

5
As said easy and straightforward to apply for. Decision immediately, money in my account within a few days. Absolutely no complaint. Option to pay more on the loan so can pay off quickly ensuring I pay even less interest. Reviewed on: 30th May 2017
J Scott's avatar
J Scott

Really happy thank you!

5
Applied for a car loan and got accepted within days! Thank you so much for all your fantastic customer service. Reviewed on: 30th May 2017
Aimee Barnes's avatar
Aimee Barnes

Extremely satisfied

5
Amazing service.. definitely recommended Reviewed on: 30th May 2017
Muhammad Sabar's avatar
Muhammad Sabar

Efficient service of Zopa

5
I had never heard of Zopa let alone applied for a loan from them until recently. Not only did I find their personal loan rates very competitive, but their advisers dealt with my questions efficiently, quickly and politely. I am satisfied customer. Reviewed on: 30th May 2017
Paul Owen's avatar
Paul Owen

All round perfection

5
Easy application, affordable free interest rates, excellent customer service! I would recommend Zopa to anyone! Reviewed on: 30th May 2017
Luke Boyle's avatar
Luke Boyle

Best loan company going

5
Competitive Loan provider with good rates Reviewed on: 30th May 2017
Peter Billingham 's avatar
Peter Billingham

Amazingly easy loans

5
Simple to use and super fast response too! Reviewed on: 30th May 2017
Elliott Don's avatar
Elliott Don

Nice and easy

5
I was suprised in the good way how quick, easy it was to get loan. I have already recomended zopa to few of my friends. Reviewed on: 30th May 2017
Marius Vaicys's avatar
Marius Vaicys

The hassle free way to borrow

5
An easily guided process online and they even do a soft search so you know exactly what interest rate you'll be given. I highly recommend ZOPA for a five star loan. Reviewed on: 30th May 2017
Andrew Lees's avatar
Andrew Lees

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